USDA Vs. FHA your options comparison in Cochituate, Middlesex County, MA
As of 2025, the USDA loan limit for Cochituate, in Middlesex county, MA, is set at $675,000, whereas the FHA limit for a single-family home is $828,000.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and find out what income, credit, reserves, and documentation are essential for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best option for your financial situation in .
Loan limits and down payment requirements for 2025 in Cochituate, Middlesex county, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA loan options in Cochituate, MA
The goal of Lendersa® is to quickly secure the most favorable USDA or FHA loan for you, without any hassle. Start by selecting one of three avenues to connect with lenders and USDA loan programs.
A USDA loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage does not demand any down payment, making it especially attractive.
As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.
They recognized the need to provide an alternative to ""for-profit"" financial institutions.
Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
The process of getting a commercial farm can be intimidating & overwhelming, making it important to choose a company that can guide you through. United Farm Mortgage has what it takes to get you through loan complications. For 35+ years, American farmers and rural communities have come to us to be provided with loans for their farms & properties.
4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
1322 North West 10th Terrace, Cape Coral, FL, 33993
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
Gulf Coast Business Bank, the first community bank to be started in 12 years, will fill the void and be operated by experienced and proven bankers from our local community who along with the board will invest more than $3M of the $20M raised in Capital and drive local deposits and loans to support organic and sustainable growth of GCBB.
10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
