USDA Vs. FHA your options comparison in Cochituate, Middlesex County, MA

As of 2025, the USDA loan limit for Cochituate, in Middlesex county, MA, is set at $675,000, whereas the FHA limit for a single-family home is $828,000.

Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and find out what income, credit, reserves, and documentation are essential for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best option for your financial situation in .

Explore loan offers from 100 different lenders

Loan limits and down payment requirements for 2025 in Cochituate, Middlesex county, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA loan options in Cochituate, MA

The goal of Lendersa® is to quickly secure the most favorable USDA or FHA loan for you, without any hassle. Start by selecting one of three avenues to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

USDA Loan Explanation in MA

A USDA loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage does not demand any down payment, making it especially attractive.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BlackRock Capital Group
  • 1200 N. Jefferson St, Suite H, Anaheim, CA, 92807
  • Our group of mortgage professionals have over 25 years of combined experience working with clients to assist them with reaching all of their real estate financing needs & goals. The team’s mission is to deliver an exceptional mortgage lending experience for our clients and we are able to achieve this through our technology, experience.
  • SRJ Financial Management
  • 1260 N Hancock St, Suite 104-C, San Clemente, CA, 92807
  • SRJ Financial Services is to get your equipment and/or cash to you as quickly and efficiently as possible. We are your contact throughout the entire process. We never play games or make unrealistic promises. We set realistic expectations from the start and do everything we can to meet or exceed those expectations.
  • Tailored Home Loans
  • 311 South Henning Way, Anaheim, CA, 92807
  • Tailored Home Loans is a full-service mortgage broker in Orange County California. Welcoming clients from Newport Beach, Laguna Beach, Beverly Hills, Malibu, Los Angeles in need of jumbo loans. THL offers the best rates for a home loan purchase or a home refinance. and also Tailored Home Loans provides a speedy process, with outstanding service.
  • Azling Properties Inc
  • 1290 North Hancock Street, Suite 201, Anaheim, CA, 92807
  • Azling Properties, Inc. has experience in the mortgage loan industry since 1994. We began originating residential loans in 2003. We originate loans for purchases and refinances in California for both owner and nonowner occupied properties. We’re approved with the nation’s top lenders to ensure you get the best interest rate available.
  • Humming Realty
  • 1251 North Manassero Street, Suite 402, Anaheim, CA, 92807
  • We have been in the real estate services business for many successful years. Our goal is to provide accurate and useful information to you as our clients so that you can make sound decision to minimize your risk and maximize your potential profits in every real estate transactions. Contact us for a free consultation.
  • HomeLoansNow
  • 4501 East La Palma Avenue, Suite 240, Anaheim, CA, 92807
  • "HomeLoansNow mission at HomeLoansNow is to always provide the best service and loan terms while building long lasting relationships with everyone we work with. After 20 years, we are proud to have a loyal base of customers that keep coming back. Let your personal journey to comfort and savings start today"
  • California Vanguard
  • 4420 E. Miraloma Ave, Suite L, Anaheim, CA, 92807
  • California Vanguard Mortgage Specialist they will assess your needs and help determine which route will lead you to a loan that will fit you and your family. Ask as many questions as possible and talk about your true immediate and long-term goals to enable your mortgage specialist to deliver the comprehensive help you need
  • New Horizons Loans
  • 6200 East Canyon Rim Road, Anaheim, CA, 92807
  • "Brett Faryniarz, Broker/Owner has been licensed and originating Government and Conventional loans since 1997. ""Our passion is helping individuals and families save their hard earned money with excellent loan programs. New Horizons Specializes in: Residential VA, FHA and Conventional Lending"
  • Pridemark Real Estate
  • 5241 East Santa Ana Canyon Road, Suite 110, Anaheim, CA, 92807
  • Drawing from his over 20 years experience in the Real Estate Industry, Todd has established strong community recognition built on his trademark of personalized service to the many families moving in and out of North Orange County. Being an Orange County Native, Todd has intimate knowledge of each community's unique character
  • US Lending Network, Inc.
  • 4411 E. La Palma Avenue, Anaheim, CA, 92807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.