USDA Vs. FHA your options comparison in Cochituate, Middlesex County, MA
As of 2026, the USDA loan limit for Cochituate, in Middlesex county, MA, is set at $675,000, whereas the FHA limit for a single-family home is $828,000.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and find out what income, credit, reserves, and documentation are essential for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best option for your financial situation in .
Loan limits and down payment requirements for 2026 in Cochituate, Middlesex county, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA loan options in Cochituate, MA
The goal of Lendersa® is to quickly secure the most favorable USDA or FHA loan for you, without any hassle. Start by selecting one of three avenues to connect with lenders and USDA loan programs.
A USDA loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage does not demand any down payment, making it especially attractive.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
405 Cochituate Road, Suite 204, Framingham, MA, 01701
Lends in Massachusetts
OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
In 1955, the credit union was founded by our first treasurer - manager; Ethel McNeil. She asked ten town employees to deposit $5.00 each into a savings account. These dedicated members received no dividends in their weekly deposits for a long time.Thus the credit union began with ten members and $50.00 in assets.
We're always looking for new talent to help us expand our pool of Executive Client Services. If you have a true passion for helping others live their dreams, we're where you want to be. We cultivate a selection of unique, stylish, timeless, and modern homes – befitting of our A-list clientele. Dealing in superlatives puts you in rare company.
396 Washington Street, Suite 225, Wellesley Hills, MA, 02481
Lends in Massachusetts
ProBuilder Financial is a direct, hard money lender, providing private acquisition, rehab, and construction loans to real estate builders and developers in New England. Loans based on the collateral value of the project, not on the credit history of the applicant. Creative and flexible financial solutions to meet the needs of your real estate proje
American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.
