USDA Vs. FHA Pro and Con comparison in Cochituate, Middlesex County, MA
As of 2025, the USDA loan limit for Cochituate, in Middlesex county, MA, is set at $675,000, whereas the FHA limit for a single-family home is $828,000.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and find out what income, credit, reserves, and documentation are essential for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best option for your financial situation in .
Loan limits and down payment requirements for 2025 in Cochituate, Middlesex county, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA loan options in Cochituate, MA
The goal of Lendersa® is to quickly secure the most favorable USDA or FHA loan for you, without any hassle. Start by selecting one of three avenues to connect with lenders and USDA loan programs.
A USDA loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage does not demand any down payment, making it especially attractive.
AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender.
AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.
Dignified Home Loans is an established residential mortgage lender headquartered in Westlake Village, California and was founded by Jack Schakett & Preston James in 2013 to fill a void in the industry. With over 50 years of collective experience leading top mortgage lenders, Jack and Preston were determined to create a traditional mortgage company
4165 E. Thousand Oaks Blvd, Suite 350, Thousand Oaks, CA, 91362
Community First Mortgage was founded in 1986 in Westlake Village, Ca. We originally specialized in purchase loans, handling entire subdivisions for many Southern California Builders. As our purchase clients started to move or refinance we have had the pleasure of growing with them. Our company remains a family business
Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
"Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers.
We are always adapting to the market to best meet your needs and those of your clients."
The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
