In 2026, the USDA cap for loans in Framingham, based in MA's county of Middlesex, is $675,000. Comparatively, the FHA has a limit of $828,000 for single-family residences.
Leverage the Lendersa® USDA loan calculator today to evaluate USDA vs. FHA rates. You can assess the income, credit score, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA loans for comparison, ensuring you can select the most suitable program for your financial circumstances in .
Loan limits and down payment details for 2026 in Framingham, situated in the county of Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA loan selections in Framingham, MA
The mission of Lendersa® is to facilitate a swift and seamless acquisition of favorable USDA or FHA loans. Choose one of the following three methods to connect with lenders and explore USDA loan schemes.
A USDA home loan is supported by the Department of Agriculture, commonly known as the USDA rural development or USDA mortgage. These loans are strictly available in rural settings and make homeownership more accessible by eliminating down payment requirements, unlike FHA loans that require at least a 3.5% down payment.
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