USDA Vs. FHA Pro and Con comparison in Sudbury, Middlesex County, MA

In the year 2025, the USDA loan limit for Sudbury, within the boundaries of Middlesex county, MA, is set at $675,000. On the other hand, the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to effectively compare today’s top USDA and FHA rates. Identify the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the best program suiting your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Sudbury, Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Available USDA and FHA Loan Options in Sudbury, MA

The objective of Lendersa® is to secure the most advantageous USDA or FHA loan for you promptly, minimizing inconvenience. Begin with one of three options to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MA

A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, specifically tailored for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans mandate no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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