In 2026, the USDA loan limit within Bellingham, Norfolk County, MA is set at $616,400, whereas the FHA limit for a single-family home stands at $828,000.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit rating, reserve funds, and required documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, to aid in choosing the best program tailored for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan options quickly and hassle-free. Choose from three approaches that connect you with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan. This mortgage is meant for rural areas and does not require any down payment, in contrast to FHA loans which require a minimum down payment of 3.5%, thus widening access to homeownership.
Enter your location to find out if it qualifies for USDA rural housing loan?
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