USDA and FHA Pro and Con in Dennis, Barnstable County, MA
In 2025, the USDA loan limit for Dennis, situated in Barnstable county, MA, is $496,800. For a single-family home, the FHA limit is $701,500.
Use the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Conditions in Dennis, Barnstable County, MA
Loan Type
Loan Limit
Down Payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Dennis, MA
The aim of Lendersa® is to secure you the best USDA or FHA loan quickly, without hassle. Choose from three starting options to match lenders with USDA loan programs efficiently.
A USDA home loan, also referred to as a rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural regions. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
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