USDA Loan Vs. FHA loan for Annapolis, MD [Anne Arundel County ]

In 2025, for Annapolis in Anne Arundel county, MD, the USDA loan limit is $466,400. For a single-family home, the FHA limit is $632,500.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see the USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Annapolis, MD

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Choose from three starting points to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(605) 698-3462 Lender's profile and map Reviews Sisseton-Wahpeton Federal Credit Union 45665 Veterans Memorial Drive, Agency Village, SD, 57262 Sisseton Wahpeton FCU is a member-owned credit union which has been providing financial services to special member groups in and around the Lake Traverse Reservation in South Dakota since 1979 and also Sisseton-Wahpeton FCU ! We’ll give you personalized service that goes above and beyond what you’ll find at any other regional financial institution.
(402) 757-3231 Lender's profile and map Reviews First State Bank PO Box 65, Hordville, NE, 68846 First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
(620) 326-3361 Lender's profile and map Reviews Impact Bank 206 East Harvey Avenue, Wellington, KS, 67152 Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.
(620) 326-7471 Lender's profile and map Reviews Bank of Commerce and Trust Company 201 West Harvey Avenue, Wellington, KS, 67152 The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
(605) 449-4261 Lender's profile and map Reviews The Security State Bank 117 N Third St, Emery, SD, 57332 The Security State Bank is located in Emery, SD, United States and is part of the Depository Credit Intermediation Industry. The Security State Bank has 12 total employees across all of its locations and generates $1.41 million in sales (USD). There are 2 companies in the The Security State Bank corporate family.
(580) 453-6702 Lender's profile and map Reviews Otoe-Missouria Federal Credit Union 7480 Highway 177, Suite A, Red Rock, OK, 74651 It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
(405) 743-3328 Lender's profile and map Reviews Oklahoma Community Credit Union 311 E McElroy Road, Stillwater, OK, 74075 Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.
(580) 857-2402 Lender's profile and map Reviews Farmers State Bank, Allen, Oklahoma 101 East Broadway, Allen, OK, 74825 Farmers State Bank was originally established in 1922 in Clarita, Oklahoma, as a locally owned, rural community Bank. It was later moved to Allen in 1927, and our status as an independently owned and operated community bank has been maintained for almost a century. It is in that atmosphere that we strive to serve you, our neighbors and friends, w
(701) 662-6636 Lender's profile and map Reviews Direct Check 215 Dakota Ave, Wahpeton, ND, 58075 At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
(701) 591-0270 Lender's profile and map Reviews Great Plains Capital Mortgage 319 11th St N, Wahpeton, ND, 58075 Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(218) 938-4144 Lender's profile and map Reviews Ultima Bank 9 West Minnesota Avenue, Winger, MN, 56592 Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
(605) 583-2234 Lender's profile and map Reviews The Farmers and Merchants State Bank 550 Main Street, Scotland, SD, 57059 Located in Scotland, South Dakota, the Farmers and Merchants State Bank was chartered and began operations on September 7, 1920. Original organizers of the bank were Philip Engel, Alex Brown, C.D. Donley, Guy R. Brown, Joseph Stevenson, and H.N. Hess. The bank is located in its original location built in 1919 at 550 Main Street.