USDA VS FHA in Naval-Academy, Anne Arundel County, MD
In 2026, the USDA loan limit in Naval-Academy, part of Anne Arundel county, MD, is $430,500, while the FHA limit for a single-family home is $538,200.
Use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program in for your particular financial needs.
2026 Loan Limits and Down Payment Requirements in Naval-Academy, Anne Arundel County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Naval-Academy, MD
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without difficulty. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none, offering easier access for eligible buyers.
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