USDA Loan Vs. FHA loan for Annapolis-Neck, MD [ best of 2023]

In 2025, USDA loan limit in Annapolis-Neck, county of Anne Arundel, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Annapolis-Neck, MD

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(916) 386-1418 2394 miles Lender's profile and map Reviews California Community Credit Union 8815 Folsom Blvd, Sacramento, CA, 95826 California Community Credit Union has been serving our members since 1939! As a full-service financial institution, we offer the same services as most other financial institutions with one major exception - we believe that service also includes some old-fashioned courtesy and a friendly greeting
(800) 542-2247 2394 miles Lender's profile and map Reviews CAHP Credit Union 2843 Manlove Road, Sacramento, CA, 95826 CAHPCU utilizes a comprehensive fraud monitoring service that evaluates normal card use. Overseas or out-of-state purchases are generally deemed suspicious and the fraud monitoring program will try to contact the member for verification of the transactions. If the members are not available due to their travels the program may block their cards.
(877) 465-3361 2394 miles Lender's profile and map Reviews Golden 1 Credit Union 8945 Cal Center Dr, Sacramento, CA, 95826 The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
(855) 359-3517 2394 miles Lender's profile and map Reviews Simplified, Inc 5450 Pirrone Road, Salida, CA, 95368 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(209) 557-5988 2394 miles Lender's profile and map Reviews Residential Origination Capital Mortgage Corporation 5698 Pirrone Road, Salida, CA, 95368 ROC Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(916) 802-9291 2395 miles Lender's profile and map Reviews MTMG 707 Commons Drive, Suite 103, Sacramento, CA, 95825 As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
(916) 794-0777 2395 miles Lender's profile and map Reviews Reliant Lending 2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825 Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
(510) 755-4217 2395 miles Lender's profile and map Reviews Complete Mortgage 3400 Cottage Way, Suite 6235, Sacramento, CA, 95825 Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(530) 718-4407 2395 miles Lender's profile and map Reviews THE HOME AND COMMERCIAL LOAN COMPANY, INC. 555 University Avenue, Suite 210, Sacramento, CA, 95825 At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,
(916) 465-6639 2395 miles Lender's profile and map Reviews New Way Mortgage, Inc. 1111 Howe Avenue, Suite 510, Sacramento, CA, 95825 Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
(916) 749-3556 2395 miles Lender's profile and map Reviews PMG Home Loans 1010 Hurley Way, Suite 110, Sacramento, CA, 95825 PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.