USDA VS FHA in Annapolis-Neck, Anne Arundel County, MD
As of 2025, the USDA loan limit in Annapolis-Neck within the county of Anne Arundel, MD, is $430,500, while for FHA, the cap is $538,200 on a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. Determine the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to choose the best program in suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in Annapolis-Neck, County of Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Financing Options in Annapolis-Neck, MD
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan options for you without any hassle. Select from three initial approaches to connect with lenders and USDA loan choices.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. This loan type is only available in rural areas and, unlike FHA loans which require a minimum of 3.5% down payment, a USDA mortgage does not require any down payment.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.
Our unique loan process allows you to e-sign your loan documents, receive your money directly into your bank account and offers you the option of paying over the phone with a debit card.
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United Credit Union opens a financial world to experience banking as it should be. Credit unions will generally have lower rates on loans and higher rates on savings and investments. At United we believe in offering our members a choice. Choose from a variety of online services and in person services. It's about YOU and what YOU need.
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BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect
We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.
Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.
100 Independence Place, Suite 308, Tyler, TX, 75703
Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,
6115 New Copeland Road, Suite 140, Tyler, TX, 75703
At Crosspoint Lending we pride ourselves in delivering clients the best service & experience through focusing on core values: WORK ETHIC RESPECT & EXPERIENCE. Those 3 key characteristics along with family values are the foundation in which CLG is built upon. Crosspoint Lending is passionate about helping YOU find the best mortgage
7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
