USDA Loan Vs. FHA loan pro & con Annapolis-Neck, Anne Arundel County, MD

In 2025, USDA loan limit in Annapolis-Neck, county of Anne Arundel, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Annapolis-Neck, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(304) 721-4136 Lender's profile and map Reviews Element Federal Credit Union 350 Capitol Street, Room 156, Charleston, WV, 25301 Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
(304) 348-6648 Lender's profile and map Reviews Pioneer Appalachia Federal Credit Union 1316 Kanawha Blvd East, Charleston, WV, 25301 Pioneer West Virginia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of people helping people.
(304) 346-6398 Lender's profile and map Reviews The Religious Coalition for Community Renewal 1117 Quarrier Street, Charleston, WV, 25301 The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
(888) 333-0191 Lender's profile and map Reviews Victorian Finance, LLC 1205 Virginia St East, Charleston, WV, 25301 Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
(800) 776-0541 Lender's profile and map Reviews City National Bank 25 Gatewater Road, Cross Lanes, WV, 25356 City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
(304) 323-3732 Lender's profile and map Reviews Mercer County Teachers FCU 258 Blue Prince Road, Suite 102, Bluefield, WV, 24701 The Mercer County WV Teachers Federal Credit Union (MCWVTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, MCWVTFCU will continue a sound yet progressive.
(860) 501-9119 Lender's profile and map Reviews Weimin Loans LLC 94 Arbor Crossing East, East Lyme, CT, 06333 Weimin Loans Mortgage one is more suitable, fixed interest rate or floating interest rate? Usually, if you plan to sell a house within 7 years, you can consider a floating-rate loan because its initial interest rate is lower than a fixed-rate loan. If the plan changes in the future, you can consider refinancing at that time.
(336) 882-7800 Lender's profile and map Reviews The Mortgage Hotline Inc 2201 Eastchester Drive, Suite 107, High Point, NC, 27265 We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(304) 294-7115 Lender's profile and map Reviews First Peoples Bank, Inc. 200 First Street, Mullens, WV, 25882 First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.
(330) 866-9392 Lender's profile and map Reviews The Bank of Magnolia Company 122 North Main Street, Magnolia, OH, 44643 In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
(716) 673-3585 Lender's profile and map Reviews S.U.N.Y. Fredonia Federal Credit Union 280 Central Avenue, Fredonia, NY, 14063 SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups