USDA Vs. FHA your options comparison in Annapolis-Neck, Anne Arundel County, MD
As of 2025, the USDA loan limit in Annapolis-Neck within the county of Anne Arundel, MD, is $430,500, while for FHA, the cap is $538,200 on a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. Determine the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to choose the best program in suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in Annapolis-Neck, County of Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Financing Options in Annapolis-Neck, MD
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan options for you without any hassle. Select from three initial approaches to connect with lenders and USDA loan choices.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. This loan type is only available in rural areas and, unlike FHA loans which require a minimum of 3.5% down payment, a USDA mortgage does not require any down payment.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At BestRate Capital Funding Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6085 Douglas Blvd, Suite 300, Granite Bay, CA, 95746
The quality of work we put into each clients home loan dictates our success as a business. The only way we are successful is to create such a ""wow"" experience for our clients that they tell their family and friends.
We are committed to seeing our clients through the entire process of the mortgage application
6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
Our mission is to operate with honesty, integrity and clear communication. Cindy makes it her priority to respond rapidly to questions and concerns from homebuyers and homeowners. As a local, independent mortgage company in Roseville, Steelman can provide you with personalized customer service now and over the lifetime of your mortgage.
4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
As a Mortgage Broker, Always Best Rate Mortgage Company works for you, the homeowner. We search the mortgage market daily to find the cheapest money from the best priced wholesale lenders. We consistently deliver lower rates at lower cost because of our hard work and dedication to your financial improvement.
