In 2026, the USDA loan limit in Edgewater, Anne Arundel County, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates. Identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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