USDA Vs. FHA your options comparison in Mayo, Anne Arundel County, MD

In 2025, the USDA loan limit in Mayo, within Anne Arundel County, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.

Use Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a comparison view of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Mayo, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mayo, MD

Lendersa®'s objective is to get you the best USDA or FHA loan swiftly and without hassle. Choose one of three starting ways to connect with lenders and explore USDA loan programs.

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Exploring USDA Loans in MD

A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is accessible only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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