USDA Vs. FHA your options comparison in Bryans-Road, Charles County, MD

In 2026, the USDA loan limit in Bryans-Road, within Charles County, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Bryans-Road, Charles County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Bryans-Road, MD

The aim of Lendersa® is to secure the best USDA or FHA loan for you, promptly and without hassle. Choose one of three paths to find matching lenders and explore USDA loan programs.

Results for USDA loan requests at Lendersa

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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