USDA and FHA Pro and Con in La-Plata, Charles County, MD
For 2026, the USDA loan limit in La-Plata, situated in Charles County, MD, is $657,900. Meanwhile, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA. This tool helps determine the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in La-Plata, Charles County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in La-Plata, MD
Lendersa® aims to secure the most favorable USDA or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line
This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.
Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies
19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702
Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
611 South Catalina, Suite 310, Los Angeles, CA, 90005
At Dior Realty We know how important it is to purchase or sell a home; that’s why we founded our business as a way to help & educate our community. Diorella is a hands on realtor. She's been in the industry for 19 years. Only and always strive for her clients' best interests. Her experience and knowledge is what sets her apart from other agents.
11023 McCormick St, Suite 100, North Hollywood, CA, 91601
MK Lending Corp. was found in 2007 as a mortgage banker servicing various communities in Southern California. We are being recognized by various organizations as one of the fastest growing wholesale lender in California.
Our mission is to provide the best customer service to our brokers and partners by understanding their needs
Discover Private Lending Co Inc., founded by visionary leader Moshon Reuveni, revolutionizing the traditional lending landscape. Specializing in customized loan solutions, our dedicated team empowers individuals and businesses to achieve their financial goals with ease and efficiency. Join us to experience innovative financial solutions that cater
The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
