USDA and FHA Pro and Con in La-Plata, Charles County, MD
For 2025, the USDA loan limit in La-Plata, situated in Charles County, MD, is $657,900. Meanwhile, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA. This tool helps determine the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in La-Plata, Charles County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in La-Plata, MD
Lendersa® aims to secure the most favorable USDA or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly.
Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.
Tiffany Nyiri was born breathing real estate. Her family has operated a successful real estate and mortgage lending company in Southern California since 1969 and she has personally been servicing her clients as a loan officer since 1997. As a mortgage broker, Tiffany brings a wealth of experience, knowledge, and resources to the table.
400 North Princeland Court, Suite 2-3, Corona, CA, 92879
American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
1265 Corona Pointe Court Suite 300, Corona, CA, 92879
"Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the
southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to
Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
