USDA Vs. FHA your options comparison in Cambridge, Dorchester County, MD
For 2025, the USDA loan limit in Cambridge, within the county of Dorchester, MD, is set at $336,500. Alternatively, the FHA limit for a single-family residence is $472,030. These limits guide potential homebuyers in assessing their mortgage options.
By using the Lendersa® USDA loan calculator, you can compare the top USDA and FHA rates available today. This helps you determine the necessary income, credit rating, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program tailored to your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Cambridge, Dorchester, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Cambridge, MD
At Lendersa®, we aim to quickly secure the top USDA or FHA loan without unnecessary hassle. Select one of three pathways designed to align you with compatible lenders and USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is tailored for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans offer 100% financing with no down payment necessary, offering significant advantages to qualified applicants.
Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
Custom Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
United Savers Trust Credit Union was organized in April 1952, to provide competitive savings and loan programs to employees of Crutcher Resources.
Today membership is open to corporations, associations and organizations within a ten mile radius of the Credit Union. Family members of USTCU members may also join the Credit Union
Since 1951, TFCU has offered its members a variety of low-cost, quality financial services. Originally chartered for the Transco Gas Pipeline employees (now owned by The Williams Companies, Inc.), TFCU now serves not only its original employee group but also a number of other entities in the city of Houston
PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
Allegiance Bank is a full-service Houston community bank focused on providing banking services primarily for small to medium-sized businesses, owners and individuals in the greater Houston and surrounding area and to their employees, families and friends. We focus on establishing long-term relationships and recognize that each customer is unique.
14655 Northwest Fwy, Suite 129, Houston, TX, 77040
Capital ABC Funding Mortgage Inc will guide you through the process & make it worry-free to improve your interest rate & monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Our motto "Customer for Life" are not just words, we have done Real Estate & Mortgage loans to third generation families.
7676 Hillmont Street, Suite 105, Houston, TX, 77040
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
