USDA and FHA Pro and Con in Chesapeake-Ranch-Estates, Calvert County, MD

In 2026, the USDA loan limit in Chesapeake-Ranch-Estates, located in Calvert County, MD, reaches $657,900. On the other hand, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, determining income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Chesapeake-Ranch-Estates, Calvert County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Chesapeake-Ranch-Estates, MD

The aim of Lendersa® is to efficiently obtain the best USDA or FHA loan for you without hassle. Select one of three starting paths to find matching lenders and explore USDA loan options.

USDA loan requests and matching results at Lendersa

What is a USDA Loan in MD?

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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