USDA and FHA Pro and Con in Chesapeake-Ranch-Estates, Calvert County, MD
In 2025, the USDA loan limit in Chesapeake-Ranch-Estates, located in Calvert County, MD, reaches $657,900. On the other hand, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, determining income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Chesapeake-Ranch-Estates, Calvert County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Chesapeake-Ranch-Estates, MD
The aim of Lendersa® is to efficiently obtain the best USDA or FHA loan for you without hassle. Select one of three starting paths to find matching lenders and explore USDA loan options.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.
CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.
"Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home.
Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."
At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members