USDA VS FHA in Lexington-Park, St. Mary's County, MD
In 2026, the USDA loan limit in Lexington-Park, within St. Mary's County, MD, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool will help determine the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Lexington-Park, St. Mary's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lexington-Park, MD
Lendersa® is committed to obtaining the most favorable USDA or FHA loan for you swiftly and with ease. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas, and unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.
New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9560 Cuyamaca Street, Suite 101, Santee, CA, 92071
Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
