USDA and FHA Pro and Con in Lexington-Park, St. Mary's County, MD
In 2026, the USDA loan limit in Lexington-Park, within St. Mary's County, MD, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool will help determine the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Lexington-Park, St. Mary's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lexington-Park, MD
Lendersa® is committed to obtaining the most favorable USDA or FHA loan for you swiftly and with ease. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas, and unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
We are a strong, local community bank, which means you can count on us! We’ve been here since 1912 as a trusted, financial partner and will be here to help you meet all of your financial goals. We focus on the financial needs of local families and small businesses by providing exceptional service, great products and sound advice.
BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
"Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
