USDA VS FHA in Lexington-Park, St. Mary's County, MD
In 2025, the USDA loan limit in Lexington-Park, within St. Mary's County, MD, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool will help determine the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Lexington-Park, St. Mary's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lexington-Park, MD
Lendersa® is committed to obtaining the most favorable USDA or FHA loan for you swiftly and with ease. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas, and unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
1130 Cleveland Street, Suite 288, Clearwater, FL, 33755
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
"Clearwater Mortgage is a family run business. Founded by Scott Chinchar (Scotty to most) and Sandy Chinchar, husband and wife, along with their son, Jesse Chinchar.
Jesse is otherwise known as Coach Jesse, (of the getting more and more famous Clearwater Academy International Knights football team)."
600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755
Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.
We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
