USDA Vs. FHA your options comparison in California, St. Mary's County, MD
As of 2025, in California, county of St. Mary's, MD, the USDA loan limit is $285,000, while the FHA limit for a single-family home is $356,362. These limits are important for evaluating financial options.
Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Discover the necessary income, credit score, reserves, and documents required to qualify. The advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the plan that best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in California, St. Mary's, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in California, MD
Lendersa® aims to provide the best USDA or FHA loan quickly and with ease. Choose one of three starting points to connect with lenders and suitable USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage allows for 100% financing without any down payment necessity.
DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
77770 Country Club Drive, Suite A, Palm Desert, CA, 92211
Infinity Home Loans Group as well as a life time resident of the Coachella Valley, you can rely on me and my broad network of resources to make a REAL difference in your home buying process. Because of my 17 years of experience and the knowledgeable mortgage team that stands behind me, I'm an expert at connecting my customers to mortgage solutions.
77734 Country Club Drive, Suite L2, Palm Desert, CA, 92211
Ronald Christopher & Associates is a boutique Real Estate & Mortgage office that was established in 2013, Veteran owned & operated by Ron & Tina Saporito. Meeting within the business many years ago, Ron & Tina discovered they both had the same drive & passion for the real estate & mortgage industry but wanted to offer their clients a more enhanced,
77570 Springfield Lane, Suite M, Palm Desert, CA, 92211
At Power 1 Financial has 20+ years of experience in the mortgage industry. As a Mortgage Broker we can offer many types of loan programs through a variety of lenders. Banks and Mortgage Bankers are only able to offer limited in-house loan programs. Our number one priority is focusing on making customers for life!
42280 Beacon Hill, Suite D-3, Palm Desert, CA, 92211
BMC help you with all of your residential lending needs. Whether your goal is to finance your new home or business or Refinance an existing residential property, BMC is the only stop you need to make. A dedicated and committed mortgage and loan professional, Ira Boiko has the knowledge and experience to help you through the loan process.
"Vanmar Lending was founded in 2012 by Kristen (Vance) Martinez and Carlos Martinez. It is a full-service mortgage lending company offering FHA, VA, USDA, Conventional and Jumbo loan programs.
The team’s mission and commitment is its dedication to facilitating the dream of home ownership by providing Five-Star Service."
Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service.
