USDA Vs. FHA your options comparison in California, St. Mary's County, MD
As of 2025, in California, county of St. Mary's, MD, the USDA loan limit is $285,000, while the FHA limit for a single-family home is $356,362. These limits are important for evaluating financial options.
Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Discover the necessary income, credit score, reserves, and documents required to qualify. The advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the plan that best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in California, St. Mary's, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in California, MD
Lendersa® aims to provide the best USDA or FHA loan quickly and with ease. Choose one of three starting points to connect with lenders and suitable USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage allows for 100% financing without any down payment necessity.
1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
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300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
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330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312
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2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312
Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.
