USDA Vs. FHA Pro and Con comparison in Cape-St.-Claire, Anne Arundel County, MD
As of 2025, in Cape-St.-Claire, within Anne Arundel County, MD, the USDA loan limit is $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.
Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. This tool identifies the income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Cape-St.-Claire, Anne Arundel County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cape-St.-Claire, MD
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Capital Funding Services Corporation has funding partners nationwide to help Get the Funding You Need. From SBA Loans, Fixed Term Loans, Lines of Credit, Business Funding, Hard Money, Private Money, Bridge Loans, Equipment Financing and more. Mr. Amaro has been in the financial arena for the past 20 years. His background includes mortgage financ
AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.
6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125
We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services.
After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients
3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
"Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years.
Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
