USDA Vs. FHA Pro and Con comparison in Cape-St.-Claire, Anne Arundel County, MD
As of 2026, in Cape-St.-Claire, within Anne Arundel County, MD, the USDA loan limit is $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.
Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. This tool identifies the income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Cape-St.-Claire, Anne Arundel County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cape-St.-Claire, MD
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
9701 Wilshire Boulevard, Suite 700, Beverly Hills, CA, 90212
Pacific Western Bank is a commercial bank with over $40 billion in assets headquartered in Los Angeles, California, with executive offices in Denver, Colorado. The Bank has 69 full-service branches located in California, with one branch located in Durham, North Carolina, and one branch located in Denver, Colorado.
Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices
9595 Wilshire Blvd, Suite 810, Beverly Hills, CA, 90212
Cohen Financial Group specializes in mortgage lending in Los Angeles and surrounding areas. Our firm, founded in 1999, is led by the number one mortgage broker in the US*, Mark Cohen. During his career, Mark has originated over 20, 000 loans totaling more than 13 billion dollars in volume.
9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.
9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.
Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.
315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.
9595 Wilshire Blvd, Suite 408, Beverly Hills, CA, 90212
Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA
9595 Wilshire Boulevard, Suite 900, Beverly Hills, CA, 90212
Building Capital, Inc. specializes in arranging construction loans for all property types but also brokers loans for commercial, multifamily & residential properties.Building Capital, Inc. has arranged over $1.5 billion dollars in mortgage loans.Building Capital, Inc. is a California "S" corporation, founded on 2000. It is owned by David Parry
