USDA Vs. FHA Pro and Con comparison in Catonsville, Baltimore County, MD
In 2026, the USDA loan limit in Catonsville, within Baltimore county, MD, is $466,400, while the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Catonsville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Catonsville, MD
Lendersa® aims to connect you swiftly with the best USDA or FHA loans, hassle-free. Select from three starting points to link with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and is meant for rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans require none.
2222 W Garvey Ave South, Suite 1, West Covina, CA, 91790
"Fully Bilingual English-Spanish Team.
•Full Time team Mortgage Loan department with direct Lenders.
Helping the Southern California community to achieve the American dream. We have specialized in real estate sales and loans for over 25 years. If you are thinking about buying, selling, or refinancing give us a call for a free consultation."
415 South Glendora Avenue, Suite C, West Covina, CA, 91790
Jomar Financial, Inc. is a mortgage brokerage firm based out of the San Gabriel Valley. Serving the greater Los Angeles area, Jomar Financial was created with the goal of offering the best services in the mortgage industry. We accomplish this goal through dedication and attention to detail.
17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.
1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.
18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.
17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.
18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
"At USA Financial Group, Inc We can help you find the perfect mortgage.
Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.
298 Kingsbury Grade, Suite 2E, Stateline, NV, 89449
Mortgages for America is dedicated in offering Programs that help America. Our Homes for Heroes program offers major discounts to most of our Heroe's in America. We do specialize in Lending to our Veterans and offer all VA loans. We also offer all traditional Conventional programs, FHA, USDA as well.