USDA Vs. FHA Pro and Con comparison in Catonsville, Baltimore County, MD
In 2025, the USDA loan limit in Catonsville, within Baltimore county, MD, is $466,400, while the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Catonsville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Catonsville, MD
Lendersa® aims to connect you swiftly with the best USDA or FHA loans, hassle-free. Select from three starting points to link with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and is meant for rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans require none.
SEAFCU is a not-for-profit, member owned financial institution dedicated to providing our members with excellent service and products. This service will be delivered with the utmost professionalism of our employees. We will earn the trust of our members through recognition of our responsibility to make safe and sound business decisions.
2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County.
We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
