USDA Vs. FHA Pro and Con comparison in Catonsville, Baltimore County, MD
In 2025, USDA loan limit in Catonsville, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Catonsville, county of Baltimore, MD
Loan Type
Loan Limit
Down payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Catonsville, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
8111 East Thomas Road, Suite 102, Scottsdale, AZ, 85251
At Arizona Seller Financing we realize not everybody can qualify for a mortgage.We understand that with today's tougher lending guidelines many good hard-working people who want to buy homes just can’t qualify for traditional bank financing.That is why the founders have established companies such as Arizona Rent to Own and Arizona Seller Financing.
3500 North Hayden Road, Suite 1302, Scottsdale, AZ, 85251
Achievers Mortgage, LLC, we are located in the Heart of South Scottsdale. At Achievers Mortgage, LLC we are licensed professionals in the Mortgage industry with an extensive array of product knowledge which, of course, is at your disposal. Please think of us as a resource; we are always happy to talk with anyone.
7272 East Indian School Road, Suite 540, Scottsdale, AZ, 85251
"Lime Mortgage, LLC. We are a full-service mortgage broker headquartered in Old Town Scottsdale, Arizona. We specialize in every form of Real Estate financing.
Whether you are buying a home, relocating to a new area or refinancing, we can help you get into your new home fast and save you money when getting your new lower monthly payment.
4385 North 75th Street, Suite 205, Scottsdale, AZ, 85251
"First Class Financial Services is committed to providing the highest quality Arizona home mortgages with dedication to
Honesty, Integrity, Service and Trust. We make the process of securing a home mortgage as simple, cost effective and straightforward as possible.
First Class Financial Services is dedicated to offering you"
11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251
United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction
7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251
Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
"Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible.
We utilize technology to be more efficient and make sure we find the best loans for our clients' needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects.
Fast turnaround
Full coverage
Seamless process
Asset-based approval
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