USDA Vs. FHA your options comparison in Catonsville, Baltimore County, MD

In 2025, the USDA loan limit in Catonsville, within Baltimore county, MD, is $466,400, while the FHA limit for a single-family home is $632,500.

Use the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in Alabama.

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Loan Limits and Downpayment Requirements for 2025 in Catonsville, Baltimore, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Catonsville, MD

Lendersa® aims to connect you swiftly with the best USDA or FHA loans, hassle-free. Select from three starting points to link with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and is meant for rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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