USDA Vs. FHA Pro and Con comparison in Lansdowne, Baltimore County, MD
For 2026, the USDA loan limit in Lansdowne, within Baltimore County, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. This tool helps determine income, credit, reserves, and the documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Lansdowne, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lansdowne, MD
Lendersa® aims to secure the optimal USDA or FHA loan for you quickly and easily. Select one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none at all.
We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
ZZ Lending is an internet mortgage brokerage that provides discounted loans without sacrificing the service, knowledge or expertise. We are a full service mortgage brokerage firm with an experienced staff offering service in mortgage lending for resale and new home purchases and refinance.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Southwestern Mortgage Company is a discount residential mortgage broker. We have helped over 4, 000 clients obtain home loans over the past 25 years. We are committed to provide our clients the best possible mortgage options for their specific situation and Provide our clients the best possible loan program and rate.
12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
11622 El Camino Real, Suite 100, San Diego, CA, 92130
"We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you!
We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.
