USDA Vs. FHA Pro and Con comparison in Lansdowne, Baltimore County, MD

For 2025, the USDA loan limit in Lansdowne, within Baltimore County, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.

Use the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. This tool helps determine income, credit, reserves, and the documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lansdowne, Baltimore County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lansdowne, MD

Lendersa® aims to secure the optimal USDA or FHA loan for you quickly and easily. Select one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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