USDA and FHA Pro and Con in Linthicum, Anne Arundel County, MD

As of 2026, in Linthicum, located in Anne Arundel County, MD, the USDA loan limit is $466,400. The FHA limit for a single-family home is $632,500.

You can use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Linthicum, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Linthicum, MD

Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and without hassle. Choose any of the three paths to find lenders and connect with USDA loan programs.

Lendersa results for USDA loan requests

Understanding USDA Loans in MD

A USDA home loan, assured by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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