USDA and FHA Pro and Con in Linthicum, Anne Arundel County, MD

As of 2025, in Linthicum, located in Anne Arundel County, MD, the USDA loan limit is $466,400. The FHA limit for a single-family home is $632,500.

You can use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in suits your financial situation best.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Linthicum, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Linthicum, MD

Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and without hassle. Choose any of the three paths to find lenders and connect with USDA loan programs.

Lendersa results for USDA loan requests

Understanding USDA Loans in MD

A USDA home loan, assured by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • California Adventist Federal Credit Union
  • 1441 E. Chevy Chase Drive, Glendale, CA, 91206
  • California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
  • Nova Finance
  • 1288 North Verdugo Road, Suite A, Glendale, CA, 91206
  • Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
  • Green World Financial Services
  • 1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206
  • Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area
  • Firefighters First Credit Union
  • 815 Colorado Blvd, Los Angeles, CA, 90041
  • Firefighters First Credit Union prides itself in being the trusted provider of premier financial services to our Fire Family since 1935. We respond to firefighters unique financial needs by delivering tailored financial tools that let them enjoy life, both at the station and at home
  • Integrous Real Estate Capital
  • 1152 Colorado Boulevard, Los Angeles, CA, 90041
  • Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e
  • Sky Minor Real Estate
  • 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041
  • "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
  • MGB Financial Services Inc.
  • 18300 Gridley Road, Suite I, Artesia, CA, 90701
  • Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • My City Financial is a California State licensed Mortgage Company The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service We have a great choice of loan products, all in one place