USDA and FHA Pro and Con in Linthicum, Anne Arundel County, MD
As of 2026, in Linthicum, located in Anne Arundel County, MD, the USDA loan limit is $466,400. The FHA limit for a single-family home is $632,500.
You can use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Linthicum, Anne Arundel County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Linthicum, MD
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and without hassle. Choose any of the three paths to find lenders and connect with USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none.
SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.
6619 Ritchie Hwy, Suite 13, Glen Burnie, MD, 21061
Lends in Maryland
Bay Country Financial Services is the company to trust for fast, flexible, confidential financial services. We offer personal, consolidation, automobile, boat, trailer, RV, motor-home, and motorcycle loans.
We have more than 100 years of combined experience helping people just like you navigate the loan process expertly.
Our mission is to be the community Bank of choice providing homeownership and Banking services with extra-ordinary service, delivery, convenience and ease. We help our customers achieve their financial goals of saving for a future event, whether it be their education, wedding, buying a home or retirement.
Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.
14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
Lends in Maryland
Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
Lends in Maryland
Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.
