USDA Vs. FHA your options comparison in Baltimore-Highlands, Baltimore County, MD
For 2026, the USDA loan limit in Baltimore-Highlands, situated in Baltimore County, MD, is $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to choose the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Baltimore-Highlands, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Baltimore-Highlands, MD
Lendersa®'s goal is to secure the best USDA or FHA loan for you quickly, without hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
As the Broker of Home Avenue Real Estate and Finance and 32+ years in the Real Estate and Mortgage Industry, I can assure you that my team is ready to serve you. There are many questions you will undoubtedly have regarding the real estate and loan process and we are here to answer all of those questions.
Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well.
We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
1901 Camino Vida Roble, Suite 115, Carlsbad, CA, 92008
With over 20 years of combined experience on the front line of lending our qualified team of compliance professionals speak the mortgage language and are able to hear what our clients truly need to gain compliance “know-how” and build a solid foundation for a successful business. As part of our core business strategy,
We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
"Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace.
We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
