USDA Vs. FHA your options comparison in Baltimore-Highlands, Baltimore County, MD
For 2025, the USDA loan limit in Baltimore-Highlands, situated in Baltimore County, MD, is $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Baltimore-Highlands, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Baltimore-Highlands, MD
Lendersa®'s goal is to secure the best USDA or FHA loan for you quickly, without hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
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