USDA and FHA Pro and Con in Arbutus, Baltimore County, MD
In 2025, the USDA loan limit for Arbutus, in the county of Baltimore, MD, is set at $466,400, while for a single-family home, the FHA limit is $632,500.
Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will help you ascertain the income, credit score, reserves, and documentation required for qualification. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan products, assisting you in determining the ideal program for your financial needs in .
2025 Loan Limits and Required Down Payments in Arbutus, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Arbutus, MD
The aim of Lendersa® is to quickly and easily secure the best possible USDA or FHA loan for you. Select from one of three entry points to find matching lenders and applicable USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. This loan type is specifically for rural areas, offering a significant advantage over FHA loans by eliminating the need for a down payment, opposed to the FHA's minimum requirement of 3.5%.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
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