USDA Vs. FHA your options comparison in Arbutus, Baltimore County, MD

In 2025, USDA loan limit in Arbutus, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Arbutus, county of Baltimore, MD

Loan Type Loan Limit Down payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Arbutus, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blue Ridge Mortgage
  • 916 Main Street, Suite 400, Lynchburg, VA, 24504
  • Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
  • First Exchange Bank
  • 1 Heritage Way, Fairmont, WV, 26554
  • We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong. We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
  • Logic Advance Group
  • 162-16 Union Tpke, Suite 305, Fresh Meadows, NY, 11366
  • Logic Advance Group Firmly established as one of the nation’s forefront leaders in business capital funding, our professional and experienced staff is always standing by to assist you through our quick and easy cash advance system. Whether you seek as much as 500, 000 dollars or as little as 5, 000 dollars, we consistently provide our clients
  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
  • Central Virginia Federal Credit Union
  • PO Box 1660, Lynchburg, VA, 24505
  • Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
  • Progressive Mortgage Services Inc
  • 8 East Madison Avenue, Dumont, NJ, 07628
  • Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.
  • BARNSTABLE MORTGAGE GROUP, LLC
  • 70 East Allendale Road, Saddle River, NJ, 7458
  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.