USDA and FHA Pro and Con in Arbutus, Baltimore County, MD
In 2025, the USDA loan limit for Arbutus, in the county of Baltimore, MD, is set at $466,400, while for a single-family home, the FHA limit is $632,500.
Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will help you ascertain the income, credit score, reserves, and documentation required for qualification. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan products, assisting you in determining the ideal program for your financial needs in .
2025 Loan Limits and Required Down Payments in Arbutus, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Arbutus, MD
The aim of Lendersa® is to quickly and easily secure the best possible USDA or FHA loan for you. Select from one of three entry points to find matching lenders and applicable USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. This loan type is specifically for rural areas, offering a significant advantage over FHA loans by eliminating the need for a down payment, opposed to the FHA's minimum requirement of 3.5%.
Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million
MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.
At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
309 Newpointe Drive, Suite C, Ridgeland, MS, 39157
Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
589 Northpark Drive, Suite D, Ridgeland, MS, 39157
Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
