In 2026, the USDA loan limit for Chestertown, situated in Kent county, MD, is $336,500. Meanwhile, for a single-family home, the FHA loan threshold is $472,030.
Use Lendersa®’s USDA loan calculator to compare the leading USDA and FHA rates available today. Assess the required income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly finding you the best USDA or FHA loan, with minimal effort on your part. Choose one of three pathways to connect with matching lenders and explore USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is exclusive to rural communities. Contrary to FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment, offering a financially accessible solution for eligible individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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