In 2026, the USDA loan cap for Aberdeen-Proving-Ground, located in the county of Harford, MD, is set at $430,500. Meanwhile, the FHA loan limit for a single-family home is $538,200.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, assessing the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $430,500 | 0% |
| FHA | $538,200 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to efficiently deliver the best possible USDA or FHA loan without complications. Choose one of three pathways to connect with matching lenders and USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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