USDA Vs. FHA your options comparison in Aberdeen-Proving-Ground, Harford County, MD

In 2025, the USDA loan cap for Aberdeen-Proving-Ground, located in the county of Harford, MD, is set at $430,500. Meanwhile, the FHA loan limit for a single-family home is $538,200.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, assessing the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your finances in .

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2025 Loan Limits and Down Payment Requirements in Aberdeen-Proving-Ground, Harford, MD

Loan Type Loan Limit Down Payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Aberdeen-Proving-Ground, MD

The aim of Lendersa® is to efficiently deliver the best possible USDA or FHA loan without complications. Choose one of three pathways to connect with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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