USDA Vs. FHA Pro and Con comparison in Edgemere, Baltimore County, MD
For 2026, the USDA loan limit in Edgemere, located in Baltimore County, MD, is $466,400. Meanwhile, for a single-family home, the FHA limit is $632,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Edgemere, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Edgemere, MD
Lendersa® is committed to securing the most advantageous USDA or FHA loan quickly and without hassle. Choose one of three pathways to find matching lenders and discover USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.
At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind
839 Bestgate Road, Suite 131, Annapolis, MD, 21401
BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.
888 Bestgate Road, Suite 401, Annapolis, MD, 21401
"Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world.
We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions"
175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home.
Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
2553 Housley Road, Suite 200, Annapolis, MD, 21401
"Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida.
We’re a full service mortgage banker with an experienced staff offering expertise in every area"
Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
1910 Towne Centre Blvd, Suite 250, Annapolis, MD, 21401
Navigator Private Capital, LLC (NavCap) believes in the power of capital investment to transform neighborhoods and improve lives. We fund short-term, low-risk development projects throughout under served communities across the country. NavCap meets a critical need not satisfied by traditional commercial investment vehicles.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093
At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001.
We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
