USDA Vs. FHA Pro and Con comparison in Edgemere, Baltimore County, MD

For 2025, the USDA loan limit in Edgemere, located in Baltimore County, MD, is $466,400. Meanwhile, for a single-family home, the FHA limit is $632,500.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Edgemere, Baltimore County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Edgemere, MD

Lendersa® is committed to securing the most advantageous USDA or FHA loan quickly and without hassle. Choose one of three pathways to find matching lenders and discover USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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