USDA Loan Vs. FHA loan for Edgemere, MD [Baltimore County Rates 2023]

In 2025, USDA loan limit in Edgemere, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Edgemere, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(707) 642-9840 2444 miles Lender's profile and map Reviews Security First Real Estate Finance 7263 Willow Creek Circle, Vallejo, CA, 94591 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(707) 720-4133 2444 miles Lender's profile and map Reviews Jyotsna M. Ramaiya 2591 Marshfield Road, Vallejo, CA, 94591 "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
(408) 947-6900 2444 miles Lender's profile and map Reviews Heritage Bank of Commerce 224 Airport Parkway, San Jose, CA, 95110 Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in Downtown San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals.
(888) 220-6680 2444 miles Lender's profile and map Reviews Loan On Time 1731 Technology Drive, Suite 590, San Jose, CA, 95110 We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
(408) 335-9313 2444 miles Lender's profile and map Reviews Alpine Financial 2033 Gateway Place, Suite 500, San Jose, CA, 95110 Professional real estate broker with years of experience in helping my clients finding their dream homes and selling their homes. We also work with many lenders to offer varieties of loan programs which suits better to our clients's financial needs. We have been in the real estate services business for many successful years.
(408) 445-7830 2444 miles Lender's profile and map Reviews The Mortgage Outlet 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110 "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
408-780-8228 2444 miles Lender's profile and map Reviews Stephen Wong - Bayone Reic 1754 Technology Dr Suite 108, San Jose, CA, 95110 Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
(408) 610-8011 2444 miles Lender's profile and map Reviews C2 Financial Corporation - Shawn Sidhu 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110 C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
(925) 465-0444 2444 miles Lender's profile and map Reviews McKesson Employees' Federal Credit Union 1785 Arnold Drive, Martinez, CA, 94553 McKesson Employees' Federal Credit Union, which began as a credit union for dairy employees, has undergone several transformations in name and location over the years. We serve two employee groups, the employees of McKesson Corporation and its subsidiaries and employees of DS Waters of North America working in the United States.
(888) 297-3416 2444 miles Lender's profile and map Reviews 1st Northern California Credit Union PO Box 509, Martinez, CA, 94553 1st Nor Cal Credit Union is a cooperative financial institution, helping our members achieve their financial goals since 1949. We offer a wide variety of products and services, backed by our commitment to the credit union philosophy, "people helping people". Credit Union is a cooperative financial institution, helping our members achieve their fina
(925) 370-2290 2444 miles Lender's profile and map Reviews Wall Street Money Brokers 1320 Arnold Drive, Suite 171, Martinez, CA, 94553 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.