USDA and FHA Pro and Con in Fort-Washington, Prince George's County, MD

For 2026, the USDA loan limit in Fort-Washington, within Prince George's county of MD, is $657,900, while the FHA limit for homes is $822,375.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required for qualification. Our detailed mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Fort-Washington, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Washington, MD

At Lendersa®, we strive to quickly secure the best USDA or FHA loan for you without complications. Choose from three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fort-Washington Lenders

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.