USDA Vs. FHA Pro and Con comparison in Fort-Washington, Prince George's County, MD

For 2026, the USDA loan limit in Fort-Washington, within Prince George's county of MD, is $657,900, while the FHA limit for homes is $822,375.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required for qualification. Our detailed mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best program for your financial needs in .

Browse loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Fort-Washington, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Washington, MD

At Lendersa®, we strive to quickly secure the best USDA or FHA loan for you without complications. Choose from three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Town & Country Bank.
  • 423 Grand Ave, Ravenna, NE, 68869
  • We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.

  • The First Bank of Okarche
  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,

  • Community National Bank of Okarche
  • 653 North Main Highway 81, Okarche, OK, 73762
  • Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.

  • Sync Funding LLC
  • 2101 Palo Duro Drive, Prosper, TX, 75078
  • Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your

  • Eagle Mortgage Company
  • 202 Coleman, Suite 300, Prosper, TX, 75078
  • Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.

  • Star Lending Group
  • 1011 Deer Run Lane, Prosper, TX, 75078
  • Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.

  • CAPROCK HOME LOANS
  • 130 N Preston Rd, Prosper, TX, 75078
  • Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home

  • Mortgage Funding Solutions, LLC
  • 1919 S. Shiloh Rd, Suite 518, Garland, TX, 75043
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Not Your Average Lender
  • 310 East I30, Suite M105, Garland, TX, 75043
  • Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation

  • First National Bank of Kemp
  • 100 South State Highway 274, Kemp, TX, 75143
  • First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.

  • Lifetime Federal Credit Union
  • 1001 East Lookout Drive, Richardson, TX, 75082
  • In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.

  • Loan Java LLC
  • 3130 North Shiloh Road, Garland, TX, 75044
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.