USDA and FHA Pro and Con in Fort-Washington, Prince George's County, MD

For 2025, the USDA loan limit in Fort-Washington, within Prince George's county of MD, is $657,900, while the FHA limit for homes is $822,375.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required for qualification. Our detailed mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Fort-Washington, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Washington, MD

At Lendersa®, we strive to quickly secure the best USDA or FHA loan for you without complications. Choose from three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Wildcat Lending
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  • Wildcat Lending is a leading private money lender also known as a hard money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential investment properties. Wildcat Lending offers real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • Nortex Mortgage CO.
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  • The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.
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  • We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Great Western Financial Services, Inc
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  • Almega Mortgage
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  • Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.
  • Guaranty Federal Mortgage
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  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
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  • Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
  • Lear Financial Group LLC
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