USDA and FHA Pro and Con in Fort-Washington, Prince George's County, MD

For 2026, the USDA loan limit in Fort-Washington, within Prince George's county of MD, is $657,900, while the FHA limit for homes is $822,375.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required for qualification. Our detailed mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Fort-Washington, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Washington, MD

At Lendersa®, we strive to quickly secure the best USDA or FHA loan for you without complications. Choose from three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy Financial FCU
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  • Legacy Financial FCU is a federally insured FCU offering financial services to residents of Grant and Rapides Parishes.

    We offer a variety of loans to meet your needs. What ever you are looking to purchase, the vacation you are wanting to take, home repairs, or any other need that may arise we are here to help.

  • Valex Federal Credit Union
  • 820 Main Street, Pineville, LA, 71360
  • Valex Federal Credit Union aims to provide lifelong, trusted relationships and the best services available to ensure our members reach their financial goals. At Valex Federal Credit Union, we don't have customers. We have members. If you join the credit union, you become a part-owner in our financial institution.

  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.

  • La Terre Federal Credit Union
  • 701 Barrow Street, Houma, LA, 70360
  • La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.

  • T.E.A. Federal Credit Union
  • 7220 Main Street, Houma, LA, 70360
  • In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).

  • South Louisiana Bank
  • 1362 West Tunnel Blvd, Houma, LA, 70360
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  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • La Maison Mortgage Corporation
  • 521 Goode St., Houma, LA, 70360
  • La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.

  • First National Bank of Johnson
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  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
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  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
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  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.