USDA Vs. FHA your options comparison in Temple-Hills, Prince George's County, MD

In 2025, the USDA loan limit in Temple-Hills, within Prince George's County, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Temple-Hills, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Temple-Hills, MD

The aim of Lendersa® is to secure the best USDA or FHA loan for you, promptly and without hassle. Choose one of three paths to find matching lenders and explore USDA loan programs.

Results for USDA loan requests at Lendersa

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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