In 2026, the USDA loan limit in Friendly, covering Prince George's County, MD, is $657,900. Meanwhile, the FHA cap for a single-family home is $822,375.
Make use of Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. It identifies the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, aiding your decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to ensure you obtain the best USDA or FHA loan swiftly and without hassle. You have three starting points to connect with lenders and explore USDA loans.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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