USDA Vs. FHA your options comparison in Cloverly, Montgomery County, MD

In the year 2025, the USDA loan limit in Cloverly, within the county of Montgomery, MD, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300. These limits serve as a guideline for potential homeowners.

Lendersa® offers a USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool helps evaluate necessary income, credit qualifications, reserves, and documentation required for eligibility. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the most suitable financial option in .

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2025 Loan Limits and Down Payment Requirements in Cloverly, Montgomery, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Cloverly, MD

Lendersa® is dedicated to swiftly securing the optimal USDA or FHA loan for you with minimal hassle. Select one of three pathways to find lenders matching with your needs and USDA loan programs.

Visual summary of Lendersa USDA loan request outcomes

Understanding the USDA Loan in MD

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment, providing significant advantages for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tabares Group
  • 2030 S Douglas Road, Coral Gable, FL, 33134
  • The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.
  • MAC Financial Group LLC
  • 126 Madeira Ave, Miami, FL, 33134
  • MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
  • First Quality Lending LLC
  • 147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
  • At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Standard Mortgage Group LLC
  • 1600 Ponce de Leon Blvd, 10th Floor, Coral Gables, FL, 33134
  • Standard Mortgage is a full service mortgage firm dedicated to providing innovative mortgage products and services. Our focus is customer service, using technology to make the process of obtaining a mortgage fast and easy for our customers.vative mortgage products and services. Our focus is customer service.
  • Capital American Mortgage Company
  • 2655 South Lejeune Road Penthouse, Suite I-k, Coral Gables, FL, 33134
  • Capital American Mortgage Company provides conventional and FHA mortgage loan programs for residential and commercial real estate. We are professionally staffed with over 50 years of combined experience to serve the borrower, realtor, developer and investor in taking applications, processing, underwriting and closing loans for sale in the market.
  • ADVANCED MORTGAGE LENDERS CORP
  • 300 Sevilla Ave Suite 307, Coral Gables, FL, 33134
  • Advanced Mortgage Lenders Corp is a Financial Services company located at 300 Sevilla Ave Suite 307 in Coral Gables, Florida, United States. Since 2003 Advanced Mortgage Lenders has been helping Florida home owners with their various financial needs. Whether you're a first time borrower
  • Union Mortgage Investment Group, Inc.
  • 273 Minorca Ave., Coral Gables, FL, 33134
  • Union has been and still is Miami’s premier mortgage lender since 2001, with offices conveniently located in Miami, Coral Gables and Coconut Grove. Through the years we've been recognized by realtors and buyers for offering exceptional customer service and stellar industry knowledge.
  • Florida United Lending Mortgage Company
  • 2332 Galiano Street, 2nd Floor, Coral Gables, FL, 33134
  • Florida United Lending Mortgage Company mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • McGrover Funding Corporation
  • 3812 Ponce De Leon Blvd, Miami, FL, 33134
  • Welcome to McGrover Funding Corporation. We are a commercial real estate mortgage banking firm providing commercial real estate lending and hard money lending nationwide. If you are in need of a commercial loan and are having issues with your banker or lender, then we may be the company you need.
  • Signature Mortgage Group, LLC
  • 3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111
  • Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.