USDA Vs. FHA your options comparison in Colesville, Montgomery County, MD
As of 2026, in Colesville, Montgomery County, MD, the USDA loan cap is $776,600, whereas for a single-family residence, the FHA limit is $1,089,300.
Explore Lendersa® USDA loan calculator to compare current USDA vs. FHA rates. Identify income, credit, reserve requirements, and documents necessary for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, aiding you in selecting the best program in for your financial needs.
2026 Loan Limits and Down Payment Details in Colesville, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loans in Colesville, MD
Lendersa® is dedicated to helping you swiftly obtain the optimal USDA or FHA loan without complications. Choose one of three methods to link with lenders and USDA programs.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural locations. Unlike FHA loans which need a minimum 3.5% down payment, USDA loans require no down payment.
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
Lends in Maryland
Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901
Lends in Maryland
HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.
Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
Lends in Maryland
We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
12123 Heritage Park Circle, Silver Spring, MD, 20906
Lends in Maryland
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
