USDA Vs. FHA your options comparison in Colesville, Montgomery County, MD
As of 2026, in Colesville, Montgomery County, MD, the USDA loan cap is $776,600, whereas for a single-family residence, the FHA limit is $1,089,300.
Explore Lendersa® USDA loan calculator to compare current USDA vs. FHA rates. Identify income, credit, reserve requirements, and documents necessary for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, aiding you in selecting the best program in for your financial needs.
2026 Loan Limits and Down Payment Details in Colesville, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loans in Colesville, MD
Lendersa® is dedicated to helping you swiftly obtain the optimal USDA or FHA loan without complications. Choose one of three methods to link with lenders and USDA programs.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural locations. Unlike FHA loans which need a minimum 3.5% down payment, USDA loans require no down payment.
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