USDA Vs. FHA your options comparison in Olney, Montgomery County, MD

In 2025, the USDA loan limit in Olney, within Montgomery county, MD, is set at $776,600. Meanwhile, the FHA limit for a single-family residence is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, evaluating the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial circumstances in Alabama.

View loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Olney, Montgomery, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Olney, MD

Lendersa® is committed to efficiently securing the best USDA or FHA loans for you, hassle-free. Choose one of three starting routes to engage with lenders and eligible USDA loan programs.

  1. Optimize your USDA/FHA loan request
  2. Access USDA and FHA rates & terms upfront
  3. Browse the largest USDA loans database
Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

loan-calculator-comparison

Enter your location to find out if it qualifies for USDA rural housing loan?




  • Postal Family Federal Credit Union
  • 2730 12th Avenue S, Fargo, ND, 58103
  • "We serve the financial needs of postal employees & their families in North Dakota, South Dakota, & Minnesota. We proudly serve postal employees & their families! We have three offices in Fargo & Grand Forks to help our members with all of their financial needs. Our loan rates are great!

  • Fargo Public Schools Federal Credit Union
  • 1609 32nd Avenue S, Fargo, ND, 58103
  • Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.

  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.

  • IMAGINE HOME LENDING, LLC
  • 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103
  • Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you

  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience

  • The State Exchange Bank
  • 1280 Main Street, Lamont, OK, 74643
  • The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.

  • Palace City Federal Credit Union
  • 720 West Havens Avenue, Mitchell, SD, 57301
  • Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.

  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.

  • First Texoma National Bank
  • 220 W Main St, Durant, OK, 74701
  • The First National Bank opened the Motor Bank at the corner of Main and Fifth streets. The facility featured a new service for Durant residents, an ATM. The full service Northwest Heights Branch at 19th and University began operating in 1986. A remodel and expansion to the branch was completed in the spring of 2003 to accommodate a larger lending

  • Morton Credit Union
  • 121 Morton Drive, South Hutchinson, KS, 67505
  • Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)

  • Anytime Mortgage LLC
  • 3247 47th St S, Fargo, ND, 58104
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Aspire Bank
  • 5195 45th Street South, Fargo, ND, 58104
  • At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."

NMLS 1795154

Copyright © 2025 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA