USDA Vs. FHA Pro and Con comparison in Burtonsville, Montgomery County, MD

In 2026, the USDA loan limit in Burtonsville, found in Montgomery County, MD, is $776,600. For single-family homes, the FHA limit stands at $1,089,300.

Employ the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Burtonsville, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Burtonsville, MD

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Begin with one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa loan request and matching results for USDA

What is a USDA Loan in MD?

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • DNB National Bank
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