USDA VS FHA in Fairland, Montgomery County, MD

For the year 2025, the USDA loan limit in Fairland, located in Montgomery county, MD, is $776,600. Meanwhile, the FHA limit for a single-family house is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps identify the income, credit standing, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Fairland, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Fairland, MD

Lendersa® is dedicated to attaining the best USDA or FHA loan for you efficiently and smoothly. Choose from these three starting points to get matched with lenders and USDA loan programs.

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Understanding USDA Loans in MD

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also dubbed as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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