USDA and FHA Pro and Con in Fairland, Montgomery County, MD

In 2025, USDA loan limit in Fairland, county of Montgomery, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fairland, county of Montgomery, MD

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Fairland, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wilkes Mortgage Group
  • 3470 Wilshire Blvd. #910, Los Angeles, CA, 90010
  • When purchasing a home or refinancing, for most Americans it is the biggest investment they will ever make, and should be treated as such. After closing thousands of loans throughout my 16 year career as a licensed realtor and mortgage broker, my objective is straight forward and clear.
  • HomeIT Lending
  • 695 S Harvard Blvd, Los Angeles, CA, 90005
  • HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
  • Dior Realty
  • 611 South Catalina, Suite 310, Los Angeles, CA, 90005
  • At Dior Realty We know how important it is to purchase or sell a home; that’s why we founded our business as a way to help & educate our community. Diorella is a hands on realtor. She's been in the industry for 19 years. Only and always strive for her clients' best interests. Her experience and knowledge is what sets her apart from other agents.
  • Clear Oak Mortgage
  • 5940 Barton Avenue, Los Angeles, CA, 90038
  • COM mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Clear Oak Mortgage is here for you.
  • MK Lending Corporation
  • 11023 McCormick St, Suite 100, North Hollywood, CA, 91601
  • MK Lending Corp. was found in 2007 as a mortgage banker servicing various communities in Southern California. We are being recognized by various organizations as one of the fastest growing wholesale lender in California. Our mission is to provide the best customer service to our brokers and partners by understanding their needs
  • Private Lending Co Inc.
  • 5002 Strohm ave, North Hollywood, CA, 91601
  • Security Bancorp
  • 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
  • Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
  • Lendingbee, Inc
  • 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
  • Lending Bee, Inc. offers hard money loans on single-family residences, multi-family residences, commercial, industrial, and special purpose properties. We can do major rehab hard money loans, fix n’ flip loans, and ground up construction loans as well. We finance acquisition, development, refinance and Cash Out transactions.
  • Lending Bee
  • 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
  • "Lending Bee was established over a decade ago, and since then, has built a vast foundation of knowledge and experience. Our trained professionals are available to assist and guide you through the entire course of lending and financing. We understand that every hard money loan borrower is different and no situation is the same."
  • LBC Mortgage
  • 4605 Lankershim Blvd, Suite 421, North Hollywood, CA, 91602
  • LBC Mortgage Solutions began as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans and FHA Financing for California residents.As time went by, we managed to establish a reputation of trustworthy provider of comprehensive real estate services.
  • BH & Company
  • 12515 Sherman Way, Suite B, North Hollywood, CA, 91605
  • At BH & Company, we understand that every borrower has different goals &needs. Our mission is to tailor a seamless process to meet those goals & needs. Call us directly or click on Apply Online to see how our personalized approach makes a world of difference. BH & Company is your trusted resource in securing a mortgage customized for your goals.