USDA Vs. FHA Pro and Con comparison in Dundalk, Baltimore County, MD
For 2025, the USDA loan limit in Dundalk, located in Baltimore county, MD, is $466,400, whereas the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA best rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to select the program that best suits your financial circumstances in Alabama.
2025 Loan Limits and Downpayment Requirements in Dundalk, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Dundalk, MD
Lendersa® is committed to quickly securing the best USDA or FHA loans for you without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is designated for properties in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Public Employees Credit Union has been open since 1952. The credit union has assets totaling $460.89 Million and provides banking services to more than 23, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Our enduring history of delivering personalized service is built on one solid foundation: an unwavering commitment to delivering the highest quality service and exceed the expectations of our clients and business partners. We have helped thousands of new homeowners feel confident in their decision making.
600 Congress Avenue, 14th Floor, Austin, TX, 78701
FastCommercialCapital.com is a direct correspondent commercial bridge lender founded by experienced real estate operators and specialty finance processionals. FastCommercialCapital.com focuses on providing short term bridge loans, secured by first mortgages, on commercial and residential investment real estate.
Founded in late 2020 with a concept from 2018, Texas Real Estate Finance, LLC is a brand headquartered Austin, TX, and offers multiple real estate financing options for clients from first time homeowners to seasoned investors in the multifamily residential space.
What makes TREF, LLC stand out from the retail lenders is a dedicated local team.
Adelo Mortgage is a boutique firm specializing in residential mortgage financing. The ethos of Adelo is to deliver a personal service that produces tailor-made mortgage solutions through a client centric approach that infuses a high level of efficiency with flexibility. The company belief is that all their clients should have the best available.
At Windsor Loans, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1400 Lavaca Street, Suite 09-102, Austin, TX, 78701
Orchard Home Loans We built the type of mortgage company we’d want to use ourselves One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.
At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
