USDA Vs. FHA Pro and Con comparison in Dundalk, Baltimore County, MD
For 2025, the USDA loan limit in Dundalk, located in Baltimore county, MD, is $466,400, whereas the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA best rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to select the program that best suits your financial circumstances in Alabama.
2025 Loan Limits and Downpayment Requirements in Dundalk, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Dundalk, MD
Lendersa® is committed to quickly securing the best USDA or FHA loans for you without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is designated for properties in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
Intracoastal Bank is a locally owned and operated community bank. Intracoastal Bank opened in 2008 with the goal of supporting the community by building strong and lasting relationships with our clients. The Bank was established by a team of local residents and business owners with long-standing ties to the community.
A&B Mortgage offers a wide range of mortgage products including home loans; refinance mortgages options, reverse mortgages and more. We are knowledgeable in all aspects of loan origination, underwriting and closing of residential mortgage loans. Whether you are looking for your first home or refinancing your existing loan, we have the detailed expe
1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.
Florida Mortgage Brokerage Inc, where Adam Klayman and his team specialize in residential mortgages in Jacksonville Florida and surrounding area. At Florida Mortgage Brokerage Inc, we will find a loan that fits each borrower. Our consultants know what it takes to get through underwriting quickly.
Families, singles, veterans, retirees, first-time or repeat buyers – no matter who we serve, our #1 goal is to bring a personal approach to the home financing process. We understand that mortgages are much more than just rates and terms. Kris Wiltfong CEO and President of Capstone Mortgage, LLC
25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
"At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit.
Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."
MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.
