USDA Vs. FHA Pro and Con comparison in Dundalk, Baltimore County, MD
For 2026, the USDA loan limit in Dundalk, located in Baltimore county, MD, is $466,400, whereas the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA best rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to select the program that best suits your financial circumstances in Alabama.
2026 Loan Limits and Downpayment Requirements in Dundalk, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Dundalk, MD
Lendersa® is committed to quickly securing the best USDA or FHA loans for you without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is designated for properties in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County.
We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
30 5th Street East, Suite 102, Kalispell, MT, 59901
At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
1830 3rd Ave East, Suite 201, Kalispell, MT, 59901
Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
