USDA Vs. FHA your options comparison in Brooklyn-Park, Anne Arundel County, MD

In 2026, the USDA loan limit for Brooklyn-Park, in the county of Anne Arundel, MD, is set at $430,500. Concurrently, the FHA limit for a single-family home reaches $538,200, guiding prospective buyers on financing limits.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA versus FHA rates. Determine the ideal income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the most appropriate program for your financial goals in .

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2026 Loan Limits and Down Payment Requirements in Brooklyn-Park, Anne Arundel, MD

Loan Type Loan Limit Down Payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Brooklyn-Park, MD

Lendersa® is focused on finding the best USDA or FHA loan for you quickly and without hassle. Choose one of three pathways that connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering substantial advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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