USDA Vs. FHA your options comparison in Brooklyn-Park, Anne Arundel County, MD

In 2025, the USDA loan limit for Brooklyn-Park, in the county of Anne Arundel, MD, is set at $430,500. Concurrently, the FHA limit for a single-family home reaches $538,200, guiding prospective buyers on financing limits.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA versus FHA rates. Determine the ideal income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the most appropriate program for your financial goals in .

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2025 Loan Limits and Down Payment Requirements in Brooklyn-Park, Anne Arundel, MD

Loan Type Loan Limit Down Payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Brooklyn-Park, MD

Lendersa® is focused on finding the best USDA or FHA loan for you quickly and without hassle. Choose one of three pathways that connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering substantial advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
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  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
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