USDA Vs. FHA Pro and Con comparison in Essex, Baltimore County, MD
In 2025, the USDA loan limit in Essex, situated in Baltimore county, MD, is set at $466,400. The FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you choose the best program for your financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Essex, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Essex, MD
The objective of Lendersa® is to connect you seamlessly with the best USDA or FHA loan opportunities, hassle-free. Choose one of three paths to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and is designated for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
At LUXE Home Finance. We are a full-service mortgage company based in Los Angeles, CA. We specialize in First Time Buyer Home Loans, Refinancing and VA Loans in Los Angeles and the surrounding cities throughout Los Angeles County, Ventura, San Bernardino and Riverside County. Whether you are buying a home or refinancing in any
3847 South Crenshaw Boulevard, Los Angeles, CA, 90008
LISA CARR & ASSOCIATES is located in Los Angeles, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. LISA CARR & ASSOCIATES has 5 total employees across all of its locations and generates $235, 701 in sales (USD). With over thirty years of experience in the financial industry
Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
"Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon:
Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
"Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.
Additionally, we offer consultation services to small and mid-size businesses."
