As of 2025, in Rosedale, within the county of Baltimore, MD, the USDA loan limit stands at $466,400, whereas the FHA limit for a single-family house is $632,500.
Utilize the Lendersa® USDA loan calculator to assess and compare the current USDA and FHA rates. Determine the necessary income, credit score, available reserves, and documentation needed for qualification. With our sophisticated mortgage comparison tool, you can view USDA, FHA, Conforming, and VA options side by side, aiding in the decision-making process for a program suited to your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $466,400 | 0% | |
| FHA | $632,500 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to facilitate a fast and smooth acquisition of the best USDA or FHA loans. Begin with one of three approaches that facilitate matching with loan providers and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is essentially a rural development loan or USDA mortgage, available exclusively in rural areas. Contrasting with FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans permit 100% financing with no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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