USDA Vs. FHA Pro and Con comparison in East-Riverdale, Prince George's County, MD

In the year 2025, the USDA loan limit for East-Riverdale, in the county of Prince George's, MD, is set at $657,900. Meanwhile, the FHA limit for a single-family home is marked at $822,375, helping homebuyers evaluate their financing opportunities effectively.

With the Lendersa® USDA loan calculator, you can compare the most favorable USDA and FHA rates available today and determine the eligible income, credit, reserves, and necessary documents. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the program best aligned with your financial situation in .

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2025 Loan Limits and Down Payment Guidelines in East-Riverdale, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in East-Riverdale, MD

Lendersa® is committed to swiftly securing the best possible USDA or FHA loan for you, without any hassle. Choose from one of three entry points to connect with suitable lenders and explore USDA loan programs that match your requirements.

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What Defines a USDA Loan in MD?

A USDA home loan, supported by the Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans provide full financing with no down payment necessary, a significant advantage for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Revival Capital, Inc
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  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
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  • Community First Bank offers the deposit and loan services of a national brand with the convenience and customer service of a local community bank. The team members at CFB provide the tools necessary for our neighbors in the West-Central Missouri area to take charge of all aspects of their finance and lending needs.
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