In 2026, the USDA loan limit in Mount-Rainier, within Prince George's County, MD, is set at $657,900, while the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA loans, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to finding you the best USDA or FHA loan swiftly and hassle-free. Choose one of three pathways to connect with lenders and explore USDA loan offerings.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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