USDA Vs. FHA your options comparison in Brentwood, Prince George's County, MD

As of 2026, the USDA loan limit for Brentwood, in the county of Prince George's, MD, stands at $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, helping you identify the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most appropriate option for your financial circumstances in .

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2026 Loan Limits and Down Payment Details in Brentwood, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Choices in Brentwood, MD

Lendersa® aims to promptly provide the best USDA or FHA loan without complications. Select from three approaches to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, ensured by the Department of Agriculture, sometimes called the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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