USDA Vs. FHA Pro and Con comparison in Brentwood, Prince George's County, MD

As of 2026, the USDA loan limit for Brentwood, in the county of Prince George's, MD, stands at $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, helping you identify the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most appropriate option for your financial circumstances in .

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2026 Loan Limits and Down Payment Details in Brentwood, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Choices in Brentwood, MD

Lendersa® aims to promptly provide the best USDA or FHA loan without complications. Select from three approaches to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, ensured by the Department of Agriculture, sometimes called the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brentwood Lenders

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in Maryland
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Lends in Maryland
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work