USDA Vs. FHA Pro and Con comparison in Brentwood, Prince George's County, MD

As of 2026, the USDA loan limit for Brentwood, in the county of Prince George's, MD, stands at $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, helping you identify the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most appropriate option for your financial circumstances in .

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2026 Loan Limits and Down Payment Details in Brentwood, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Choices in Brentwood, MD

Lendersa® aims to promptly provide the best USDA or FHA loan without complications. Select from three approaches to match with lenders and USDA loan programs.

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Understanding USDA Loans in MD

The USDA home loan, ensured by the Department of Agriculture, sometimes called the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
  • Crescent Mortgage Company
  • 822 North Irving St, Arlington, VA, 22201
  • Crescent Mortgage is a full-service residential mortgage firm licensed in Virginia and Maryland. Our primary objective is to provide potential homeowners with the best possible avenue to obtain home financing.We are approved representatives of a wide variety of both local and national lending institutions.
  • CONTINENTAL MORTGAGE AND INVESTMENT CORPORATION
  • 1005 North Glebe Road, Suite 100, Arlington, VA, 22201
  • Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
  • Kerins Associates Inc
  • 13821 Mills Avenue, Silver Spring, MD, 20904
  • Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
  • Advanced Mortgage LLC
  • 12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
  • Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
  • Prince George's Community Federal Credit Union
  • 15201 Hall Road, Bowie, MD, 20721
  • Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
  • The Mortgage Mall Inc
  • 804 Jennings Mill Drive, Bowie, MD, 20721
  • The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
  • Pathlight Home Mortgage Solutions
  • 10409 Brunswick Avenue, Silver Spring, MD, 20902
  • Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
  • Signature Federal Credit Union
  • 12 Herbert St, Alexandria, VA, 22305
  • Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
  • Arlington Community Federal Credit Union
  • 2130 N Glebe Rd, Arlington, VA, 22207
  • Ever since we started in 1952, we have been passionate about empowering the financial lives of our members and giving back to our local community. It's who we are. Guided by our shared values, today our commitment is stronger than ever to provide remarkable service to each and every member, while continuing to provide a full array of financial prod
  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
  • Temple View Capital
  • 7550 Wisconsin Ave, 10th Floor, Bethesda, MD, 20814
  • We are a hard/private money lender covering 46 states. We offer Fix & Flip, Ground up Construction, Bridge and DSCR loans. We have extremely competitive pricing and several unique loan programs geared towards providing a better borrower experience! We offer cash out refinances including on fix and flip, Ground up projects and DSCR. We go up to