USDA Vs. FHA Pro and Con comparison in Elkton, Cecil County, MD
In 2025, the USDA loan limit for Elkton, located in Cecil county, MD, is $381,800, while for a single-family home, the FHA limit is $529,000. Knowing these limits is vital for planning your mortgage options.
Leverage Lendersa®'s USDA loan calculator to compare the best available USDA and FHA rates today. This tool helps assess the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in the decision of the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Guidelines in Elkton, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Elkton, MD
The goal of Lendersa® is to facilitate a fast and hassle-free process of finding the best USDA or FHA loan for you. Choose from three initial options to connect with matching lenders and USDA loan programs.
The USDA home loan, under the authority of the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage requires none, offering a substantial benefit for eligible rural homebuyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Lone Mortgage has been open since 2006
Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""
5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
We are committed to serving the needs of borrowers, real estate professionals and loan officers alike, as we uphold the highest ethical standards and treat our clients and business partners with the utmost respect and honesty. We take our commitments seriously and do the right thing without compromise.
1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans.
Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings, and exceptional customer service.
8912 Spanish Ridge Ave, Suite 100, Las Vegas, NV, 89148
Meadows Bank was founded in 2008 in Las Vegas, Nevada. MEADOWS BANK is a business incorporated with Washington State Secretary of State. The Unified Business Identifier (UBI) is #604064298. The business address is 8912 Spanish Ridge Ave, Suite #100, Las Vegas, NV 89148-1311, USA. The business type is FOREIGN PROFIT CORPORATION.
9115 West Russell Road, Suite 110, Las Vegas, NV, 89148
Bank of George opened on September 24, 2007 as a full service, traditional, community bank focusing on business and professional clients in Southern Nevada. We believed the needs of our clients were better served by a small community bank— and though we have grown and now lend to businesses in more than 30 states
