USDA Vs. FHA your options comparison in Elkton, Cecil County, MD
In 2025, the USDA loan limit for Elkton, located in Cecil county, MD, is $381,800, while for a single-family home, the FHA limit is $529,000. Knowing these limits is vital for planning your mortgage options.
Leverage Lendersa®'s USDA loan calculator to compare the best available USDA and FHA rates today. This tool helps assess the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in the decision of the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Guidelines in Elkton, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Elkton, MD
The goal of Lendersa® is to facilitate a fast and hassle-free process of finding the best USDA or FHA loan for you. Choose from three initial options to connect with matching lenders and USDA loan programs.
The USDA home loan, under the authority of the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage requires none, offering a substantial benefit for eligible rural homebuyers.
Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.
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4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states.
All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We were established in 1966 by a few state employees to serve state employees. Our mission statement is that "We provide quality services and help members attain financial success". Our membership consists of City, State, Federal employees who are employed or funded by a governmental entity, their immediate families.
The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
