USDA Vs. FHA Pro and Con comparison in Elkton, Cecil County, MD
In 2026, the USDA loan limit for Elkton, located in Cecil county, MD, is $381,800, while for a single-family home, the FHA limit is $529,000. Knowing these limits is vital for planning your mortgage options.
Leverage Lendersa®'s USDA loan calculator to compare the best available USDA and FHA rates today. This tool helps assess the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in the decision of the best program for your financial circumstances in .
2026 Loan Limits and Down Payment Guidelines in Elkton, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Elkton, MD
The goal of Lendersa® is to facilitate a fast and hassle-free process of finding the best USDA or FHA loan for you. Choose from three initial options to connect with matching lenders and USDA loan programs.
The USDA home loan, under the authority of the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage requires none, offering a substantial benefit for eligible rural homebuyers.
Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.
70 South Lake Avenue, 10th Floor, Pasadena, CA, 91101
Trulending Mortgage, a direct lender and full-service home loan solutions company. Founded on a commitment to promote our clients’ long-term financial goals with the highest level of service, integrity and expertise available in the industry. When you’re purchasing a home, there’s a lot going on: emotions, anxiety, excitement, worry, and countless.
West Coast Realty Group is a full-service real estate brokerage firm based in Burbank, CA. We specialize in Short Sale, residential, investment properties such as multifamily, land and note brokerage with services which include buyer and seller representation. We work with financial institutions,
225 South Lake Avenue, Suite 300, Pasadena, CA, 91101
Axium Mortgage provides financing for residential purchases or refinancing of your existing home loan. Axium Mortgage offers a wide variety of mortgage programs: 15-year, 30-year fixed rate mortgages and or adjustable rate loan options; We strive to provide the best possible financing solutions, based on our clients individual needs.
696 East Colorado Boulevard, Suite 205, Pasadena, CA, 91101
Rate One Financial, Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
790 East Colorado Boulevard, 9th Floor, Pasadena, CA, 91101
We believe homeownership strengthens our communities, cities, and country. We understand buying a house is one of the biggest financial decisions in one’s life. We are committed to providing you with white glove service and guiding you throughout the entire loan process from start to finish
105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.
Parsons Federal Credit Union is made up of member-owners who take pride in where they bank. We have proudly served the financial needs of Parsons Corporation, its affiliates, and their family members since 1975. Today, we have expanded our footprint, delivering outstanding service to members located around the world through innovative technology
On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money.
After 70 years of service, the Credit Union has grown from those first seven-member accounts
