USDA Vs. FHA your options comparison in Rising-Sun, Cecil County, MD
For 2026, the USDA loan limit in Rising-Sun, located in the county of Cecil, MD, is $345,000. In comparison, the FHA loan limit for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Rising-Sun, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rising-Sun, MD
The goal of Lendersa® is to quickly and seamlessly connect you with the best USDA or FHA loan options. Start with one of three methods to find matching lenders and USDA programs.
A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.
Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
Cecil County School Employees' Federal Credit Union
203 Booth Street, Elkton, MD, 21921
Lends in Maryland
In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
Harford Bank is an independent, locally owned & managed, full-service bank, responsive to the needs of our customers & our community. We are committed to delivering a superior customer experience, providing fulfilling careers, & a competitive return to our shareholders. Harford Bank was chartered as a national banking association on April 27, 1964.
1200 Technology Drive, Suite A, Aberdeen, MD, 21001
Lends in Maryland
Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
