USDA Vs. FHA your options comparison in Rising-Sun, Cecil County, MD
For 2025, the USDA loan limit in Rising-Sun, located in the county of Cecil, MD, is $345,000. In comparison, the FHA loan limit for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rising-Sun, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rising-Sun, MD
The goal of Lendersa® is to quickly and seamlessly connect you with the best USDA or FHA loan options. Start with one of three methods to find matching lenders and USDA programs.
A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.
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