USDA Vs. FHA Pro and Con comparison in North-East, Cecil County, MD
In 2025, within North-East, county of Cecil, MD, the USDA loan cap is $345,000. In comparison, the FHA loan limit for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to weigh today’s top USDA versus FHA rates. This tool helps identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your finances in .
2025 Loan Limits and Down Payment Requirements in North-East, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in North-East, MD
Lendersa® aims to swiftly and seamlessly provide you with the optimal USDA or FHA loan. Start with one of three steps to connect with lenders and find USDA programs tailored to you.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.
Farmers & Merchants Savings Bank was chartered on March 1, 1916.
It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!
Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida
The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
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