USDA Vs. FHA Pro and Con comparison in North-East, Cecil County, MD
In 2026, within North-East, county of Cecil, MD, the USDA loan cap is $345,000. In comparison, the FHA loan limit for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to weigh today’s top USDA versus FHA rates. This tool helps identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your finances in .
2026 Loan Limits and Down Payment Requirements in North-East, Cecil, MD
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in North-East, MD
Lendersa® aims to swiftly and seamlessly provide you with the optimal USDA or FHA loan. Start with one of three steps to connect with lenders and find USDA programs tailored to you.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
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We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
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Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
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Hello and thank you for choosing LENDCO.
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