USDA and FHA Pro and Con in Havre-de-Grace, Harford County, MD
As of 2025, the USDA loan limit in Havre-de-Grace, within Harford, MD, is set at $430,500. For a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates, and identify the necessary income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Havre-de-Grace, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Havre-de-Grace, MD
Lendersa® aims to connect you with the most favorable USDA or FHA loans quickly and without hassle. Choose from three different starting points that align you with potential lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are available only in rural areas and unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
4345 East Lowell Street, Suite N, Ontario, CA, 91761
The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
"The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."
The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
12230 World Trade Drive, Suite 250, San Diego, CA, 92128
"Headquartered in San Diego, California, LendSure Mortgage Corp. was founded in 2015 to help mortgage professionals better serve their clientele by offering a wider range of programs to meet their needs.
LendSure offers a comprehensive range of Non-QM loan programs for borrowers that don’t fit conforming guidelines. Our loan programs include:"
16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128
At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
