USDA Vs. FHA Pro and Con comparison in Havre-de-Grace, Harford County, MD
As of 2025, the USDA loan limit in Havre-de-Grace, within Harford, MD, is set at $430,500. For a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates, and identify the necessary income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Havre-de-Grace, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Havre-de-Grace, MD
Lendersa® aims to connect you with the most favorable USDA or FHA loans quickly and without hassle. Choose from three different starting points that align you with potential lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are available only in rural areas and unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.
American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
"Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US.
Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"
Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal
Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients
