USDA Vs. FHA Pro and Con comparison in Havre-de-Grace, Harford County, MD
As of 2025, the USDA loan limit in Havre-de-Grace, within Harford, MD, is set at $430,500. For a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates, and identify the necessary income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Havre-de-Grace, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Havre-de-Grace, MD
Lendersa® aims to connect you with the most favorable USDA or FHA loans quickly and without hassle. Choose from three different starting points that align you with potential lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are available only in rural areas and unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.
474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
401 North Wickham Road Suite L, Melbourne, FL, 32935
Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.
COMMUNITY Financial Bank was established in 1987 in Prentice, WI. The Bank has locations in Prentice and Stratford, Wisconsin. COMMUNITY Financial Bank is here to meet both your Business Banking and Personal Banking needs. Community Financial Bank services all our fixed rate loans.
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
