USDA Vs. FHA your options comparison in Havre-de-Grace, Harford County, MD
As of 2026, the USDA loan limit in Havre-de-Grace, within Harford, MD, is set at $430,500. For a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates, and identify the necessary income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Havre-de-Grace, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Havre-de-Grace, MD
Lendersa® aims to connect you with the most favorable USDA or FHA loans quickly and without hassle. Choose from three different starting points that align you with potential lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are available only in rural areas and unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.
4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.
St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
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Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process
LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
