USDA Vs. FHA Pro and Con comparison in Aberdeen, Harford County, MD
For 2025, the USDA loan ceiling for Aberdeen, in Harford county, MD, is $466,400. By comparison, the FHA cap for a single-family home is $632,500, guiding borrowers on financing scope.
The Lendersa® USDA loan calculator provides a useful way to assess today's best USDA and FHA rates, evaluating required income, credit profiles, reserves, and documentation. Our advanced mortgage tool places USDA, FHA, Conforming, and VA loans alongside, guiding you in selecting the most appropriate option for your fiscal scenario in .
2025 Loan Limits and Down Payment Requirements in Aberdeen, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Aberdeen, MD
Lendersa® aims to connect you with the ideal USDA or FHA loan promptly, without hassle. Engage one of three starting options to find suitable lenders and USDA loan opportunities.
A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusive to rural territories. Unlike FHA loans requiring a 3.5% down payment, a USDA loan requires none, providing notable benefits to eligible buyers.
Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
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2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
