USDA Vs. FHA your options comparison in Aberdeen, Harford County, MD
For 2025, the USDA loan ceiling for Aberdeen, in Harford county, MD, is $466,400. By comparison, the FHA cap for a single-family home is $632,500, guiding borrowers on financing scope.
The Lendersa® USDA loan calculator provides a useful way to assess today's best USDA and FHA rates, evaluating required income, credit profiles, reserves, and documentation. Our advanced mortgage tool places USDA, FHA, Conforming, and VA loans alongside, guiding you in selecting the most appropriate option for your fiscal scenario in .
2025 Loan Limits and Down Payment Requirements in Aberdeen, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Aberdeen, MD
Lendersa® aims to connect you with the ideal USDA or FHA loan promptly, without hassle. Engage one of three starting options to find suitable lenders and USDA loan opportunities.
A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusive to rural territories. Unlike FHA loans requiring a 3.5% down payment, a USDA loan requires none, providing notable benefits to eligible buyers.
Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
160 North Main Street, Suite 401, Memphis, TN, 38103
Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
