USDA Vs. FHA Pro and Con comparison in Aberdeen, Harford County, MD
For 2026, the USDA loan ceiling for Aberdeen, in Harford county, MD, is $466,400. By comparison, the FHA cap for a single-family home is $632,500, guiding borrowers on financing scope.
The Lendersa® USDA loan calculator provides a useful way to assess today's best USDA and FHA rates, evaluating required income, credit profiles, reserves, and documentation. Our advanced mortgage tool places USDA, FHA, Conforming, and VA loans alongside, guiding you in selecting the most appropriate option for your fiscal scenario in .
2026 Loan Limits and Down Payment Requirements in Aberdeen, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Aberdeen, MD
Lendersa® aims to connect you with the ideal USDA or FHA loan promptly, without hassle. Engage one of three starting options to find suitable lenders and USDA loan opportunities.
A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusive to rural territories. Unlike FHA loans requiring a 3.5% down payment, a USDA loan requires none, providing notable benefits to eligible buyers.
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