USDA Vs. FHA your options comparison in Smithsburg, Washington County, MD
For 2026, the USDA loan limit in Smithsburg, within Washington county, MD, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the required income, credit, reserves, and documents to qualify. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program for your financial scenario in .
2026 Loan Limits and Downpayment Requirements in Smithsburg, Washington, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Smithsburg, MD
The aim of Lendersa® is to quickly deliver the best USDA or FHA loan without hassle. Choose one of three methods to connect with lenders and USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.
We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs & most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult & confusing process of choosing & getting the exact loan to meet your specific needs.
43620 Ridge Park Drive, Suite 200, Temecula, CA, 92590
At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.
Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
"Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients.
Mortgage Lending
Creating financial solutions
Negotiation
Loan Origination
Closing deals
Reversing Loan Denials
WE’D LOVE TO HELP YOU WITH:
Pre-approvalsFirst HomesInvestmentsRefinancing..
43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
41530 Enterprise Circle South, Suite 208, Temecula, CA, 92590
PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
