USDA Vs. FHA your options comparison in Smithsburg, Washington County, MD
For 2025, the USDA loan limit in Smithsburg, within Washington county, MD, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the required income, credit, reserves, and documents to qualify. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Smithsburg, Washington, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Smithsburg, MD
The aim of Lendersa® is to quickly deliver the best USDA or FHA loan without hassle. Choose one of three methods to connect with lenders and USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.
We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
1101 W Mineral Ave, Suite 101, Littleton, CO, 80120
"ouviers Mortgage Group, LLC is your premier mortgage expert located in Louviers, Colorado. We pride ourself on offering some of the lowest rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado.
Whether you are first time home buyer, purchasing your dream home."
We are a local company in southwest Littleton, with over 30 years of experience in mortgage lending. Not only is our office located in your community, but we live here too. We proudly support other businesses in our neighborhood and appreciate the patronage from our neighbors, friends and colleagues in the Denver metro area.
621 SouthPark Drive, Suite 300, Littleton, CO, 80120
Colorado Home Mortgages, Inc. is simply the best source for home financing. Call today to find why CHM is different: Upfront information with no credit check, no obligation and expert financing advice from only licensed mortgage loan originators. Our representatives work with you from consultation to closing and we do this on time.
26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120
"At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including
Buying a home etc.."
1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide:
In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.)
Fund up to 90% of purchase and 80% of rehab.
Higher loan-to-value loans.
555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
