USDA VS FHA in Walkersville, Frederick County, MD

In 2026, the USDA loan limit in Walkersville within Frederick county, MD is $776,600. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.

With Lendersa® USDA loan calculator, compare today's top USDA vs FHA rates and define the income, credit, reserves, and documentations needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you identify the most suitable option in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Walkersville, Frederick County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Walkersville, MD

The objective of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, free of hassles. Select any one of three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in MD?

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages have no down payment requirement, making them more accessible for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Western States Mortgage and Loan, Inc.
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  • Western States Mortgage is proud to have served homeowners across California, Washington, and Oregon with a vast portfolio of home loan products. Approved by the Nation’s top lending sources, Western States Mortgage is a leader in delivering competitive rates and low costs to its customers. By implementing the latest software and support services.
  • Bridgeway Associates
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  • Bridgeway Associates is a independent real estate brokerage firm, practicing in the San Francisco Bay Area, with an emphasis on individual attention and personalized service. Bridgeway combines traditional business best practices with proven Internet strategies to expedite and maximize results for your real estate transactions.
  • California Home Loans
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  • California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums and more
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