USDA VS FHA in Walkersville, Frederick County, MD

In 2025, the USDA loan limit in Walkersville within Frederick county, MD is $776,600. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.

With Lendersa® USDA loan calculator, compare today's top USDA vs FHA rates and define the income, credit, reserves, and documentations needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you identify the most suitable option in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Walkersville, Frederick County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Walkersville, MD

The objective of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, free of hassles. Select any one of three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in MD?

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages have no down payment requirement, making them more accessible for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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