USDA Loan Vs. FHA loan pro & con Spring-Ridge, Frederick County, MD

In 2025, USDA loan limit in Spring-Ridge, county of Frederick, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Spring-Ridge, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(910) 679-8001 Lender's profile and map Reviews Coastline Capital Mortgage 530 Causeway Dr, Suite F1, Wrightsville Beach, NC, 28480 Coastline Capital Mortgage in the Cape Fear region because we hold this area near and dear to our hearts. The team has been in the area for a number of years and feels closely connected to the values of the surrounding community. Integrating family, business, and growth down here is the pinnacle of achievement
(734) 238-0931 Lender's profile and map Reviews Premiere Mortgage One Company 17800 Woodward Avenue, LL2, Detroit, MI, 48203 Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
(518) 359-2921 Lender's profile and map Reviews Adirondack Regional Federal Credit Union 280 Park Street, Tupper Lake, NY, 12986 We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.
(508) 528-3360 Lender's profile and map Reviews Norfolk Community Federal Credit Union 18 Union Street, Suite 104, Norfolk, MA, 02056 Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
(800) 786-0945 Lender's profile and map Reviews Sun Federal Credit Union 1627 Holland Road, Maumee, OH, 43537 Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
(419) 887-1000 Lender's profile and map Reviews Glass City Federal Credit Union 1340 Arrowhead Drive, Maumee, OH, 43537 Glass City Federal Credit Union has been proudly serving the Northwest Ohio community since 1947.Currently, Glass City provides optimum financial services to over 26, 000 members, and more than 200 businesses, organizations, and associations in the region. With five full-service branch locations in Maumee, Toledo, and Bowling Green,
(937) 558-9070 Lender's profile and map Reviews KH Credit Union 7740 Paragon Road, Dayton, OH, 45459 At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
(844) 964-9467 Lender's profile and map Reviews Your Mortgage Group LLC 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537 YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
(567) 331-8414 Lender's profile and map Reviews Capital Home Loans LLC 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537 Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
(419) 725-7376 Lender's profile and map Reviews Savage Mortgage Services, Ltd 655 Beaver Creek Circle, Maumee, OH, 43537 Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.
(937) 223-2828 Lender's profile and map Reviews Freedom 1st Credit Union 1645 Webster Street, Dayton, OH, 45404 As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.