In 2025, the USDA loan limit in Spring-Ridge, located in Frederick county, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and figure out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Spring-Ridge, Frederick County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Spring-Ridge, MD
The aim of Lendersa® is to provide the best USDA or FHA loans quickly and without difficulties. Choose one of three approaches to be linked with matching lenders and explore USDA loan programs.
The USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no down payment requirement, making them more accessible for qualified buyers.
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4970 El Camino Real, Suite 230, Los Altos, CA, 94022
Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
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535 Middlefield Road, Suite 190, Menlo Park, CA, 94025
Loanlane Residential Mortgage is a mortgage brokerage located in the town of Menlo Park, which is in the San Francisco Bay Area.Loanlane is owned & operated by Mark Leaver (Facebook link) & has been serving California homeowners & homebuyers for more than 35 years. Mark is a Federally licensed loan originator & a state licensed real estate broker.
770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.
510 Veterans Blvd, Suite B, Redwood City, CA, 94063
"My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs.
Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
465 Convention Way, Suite 2, Redwood City, CA, 94063
Fidelity Brokers is located in Fremont, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We are passionate about our job, love our neighborhood and keep up with the latest trends and strategies so that we can pass them on to our clients. Arturo Rodriguez Broker/Owner, Fidelity Brokers Inc.
