USDA Vs. FHA Pro and Con comparison in Ferndale, Anne Arundel County, MD
In the year 2026, the USDA loan limit for Ferndale in Anne Arundel county, MD, is set at $466,400. Conversely, the FHA limit for a single-family home is established at $632,500, guiding prospective borrowers in their choices.
Utilize the Lendersa® USDA loan calculator to contrast today's premium USDA and FHA rates. This tool evaluates the necessary income, credit profile, reserves, and documents essential for eligibility. Our advanced mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best financial fit for your situation in .
2026 Loan Limits and Down Payment Requirements in Ferndale, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ferndale, MD
The objective of Lendersa® is to quickly and seamlessly secure the most advantageous USDA or FHA loan for you. Choose from three strategic starting points leading to matching lenders and suitable USDA program options.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is specifically for rural areas and does not require a down payment, unlike FHA loans that mandate at least a 3.5% down payment, providing a significant benefit for eligible buyers.
We believe that if we deliver the service, the profit will follow. Great Central Mortgage Corporation provides confident lending experience for all your real estate transactions. Our broad base of financing and sincere dedication to each loan permits us to provide the unique solutions suited to your needs.
When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
140 Diamond Creek Place, Suite 140, Roseville, CA, 95747
"We’re mortgage experts so you don’t have to be.
We don’t overwhelm our clients with paperwork. We overwhelm them with service.
We measure our success by how you measure our service.
We believe in doing a good job – – – even when no one is looking.
We go to work, so you can go home."
"At www.GsmLoans.com, you can find information on different Loan Programs and find the best loan for you. Also find information on local schools, weather, links and other resources for the Lodi area and its surrounding communities.
Our team at Golden State Mortgage, Inc. can assist you with a variety of real estate services,"
At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.
