USDA Vs. FHA Pro and Con comparison in Ferndale, Anne Arundel County, MD
In 2025, USDA loan limit in Ferndale, county of Anne Arundel, MD is $466,400 while FHA limit is $632,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Ferndale, county of Anne Arundel, MD
Loan Type
Loan Limit
Down payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Ferndale, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626
John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.
3100 Airway Avenue, Suite 119, Costa Mesa, CA, 92626
Compass Home Lending We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
"Jessica McClure has helped everyone from first time homebuyers to homeowners looking to refinance their existing loan programs, as a senior mortgage loan officer for United American Mortgage Corporation.
Jessica has over 15 years of experience servicing a large range of clients including the Hispanic community, foreign nationals, first-time buye
949 South Coast Drive, Suite 260, Costa Mesa, CA, 92626
iApprove Lending was established in 2006 by a management team with over 20 years of experience. Even after going through the worst mortgage industry crisis in over 70 years, we still remained solid. IAL is committed to provide the best customer service to the broker community. We will constantly improve our technology.
3090 Bristol Street, Suite 600, Costa Mesa, CA, 92626
"We are proud to have an extremely high Customer Satisfaction ratings with TrustLink, Lending Tree, and Facebook. We've been in business for over 20 years, and have been members of the BBB since 1999.
What sets Intelliloan apart is our customer service. We care about our clients and train our team to listen and educate,"
555 Anton Boulevard, Suite 150, Costa Mesa, CA, 92626
The NETWORK was born because of a need; a need for trusted partnerships, a sense of urgency, and the feeling of connection. THE NETWORK is the product of time spent building relationships, learning and growing with the industry, and giving our people and partners the opportunity to be a part of the vision and share in the benefits.
iApproveMortgage is a new digital age mortgage company established with a mission to use innovative technology to streamline the loan process for all kinds of home loans. We noticed that getting a home loan usually requires a lot of paperwork, patience, frustration and time. However, we have decided to put a stop to this. Being in the digital age.
959 South Coast Drive, Suite 210, Costa Mesa, CA, 92626
G.W. Golden Financial all of our licensed representatives have been hand picked based on their character, passion for helping others & their real desire to make a difference in people’s lives on a daily basis.They are then highly trained over a ten week training program.We offer a large assortment of mortgage products at extremely competitive rates
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3100 Airway Avenue, Suite 131, Costa Mesa, CA, 92626
Greenkey Financial was built to create a safe place for clients to buy their dream home, refinance& seek financing needs. Greenkey’s fierce recruiting standards ensure that our clients are always working with the best, most experienced loan officers, processors & lendors to ensure a seamless, trustworthy & positive experience from beginning to end.
