USDA Loan Vs. FHA loan for Ferndale, MD 2025

In 2025, USDA loan limit in Ferndale, county of Anne Arundel, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ferndale, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

203-539-6080 Lender's profile and map Reviews A.J.T.M Financial Group, Inc. 1266 E. Main Street Suite 700R, Stamford, CT, 06902 A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
(203) 252-5900 Lender's profile and map Reviews Patriot Bank, National Association 900 Bedford St, Stamford, CT, 06901 Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
(203) 462-4400 Lender's profile and map Reviews First County Bank 117 Prospect St, Stamford, CT, 06901 First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
(203) 977-4701 Lender's profile and map Reviews Sound Federal Credit Union 888 Washington Boulevard, Stamford, CT, 06901 Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
(203) 355-6100 Lender's profile and map Reviews SG Capital Partners 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901 SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
(877) 794-5363 Lender's profile and map Reviews North Atlantic Mortgage, Corp. 706 Bedford Street, Stamford, CT, 06901 North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
(814) 797-5768 Lender's profile and map Reviews KGC Federal Credit Union 778 Beatty Avenue, Knox, PA, 16232 KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
(607) 936-2293 Lender's profile and map Reviews ServU Credit Union 9823 Science Center Drive, Painted Post, NY, 14870 ServU Federal Credit Union is a full service financial alternative to a bank. As a member owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay back higher dividends on savings and charge lower interest on loans. Money that is made by the credit union
(540) 966-3100 Lender's profile and map Reviews Colonial Mortgage Company, LLC 23 S. Roanoke St., Fincastle, VA, 24090 We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.
(607) 763-6565 Lender's profile and map Reviews UHS Employees Federal Credit Union 33-57 Harrison Street, Johnson City, NY, 13790 UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,