USDA Vs. FHA Pro and Con comparison in Severn, Anne Arundel County, MD

For 2025, the USDA loan limit in Severn, located in Anne Arundel county, MD, is $466,400. Meanwhile, the FHA limit for a single-family home stands at $632,500.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Severn, Anne Arundel, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Severn, MD

The aim of Lendersa® is to efficiently secure for you the best USDA or FHA loans without hassle. Choose one of three paths to connect with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and limited to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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